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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4604 White Chapel Way , Raleigh, NC 27615
$1,350,000
Est. Payment: $7,587.05/mo
4 Bed
4 Bath
3550 Sqft
1.56 Acres
Status: active | Days on site: 13
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1722 - 101636
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Terri Bias
Operator/Brokerage Owner

House Description

Waterfront 4-bedroom, 3.5-bath home on 1.56 acres with 370 feet of lake frontage in the Crossgate neighborhood of North Raleigh. This main-level-living home pairs high-end finishes with top-tier efficiency, a wrap-around deck with a custom-built four-season room, and landscaped grounds overlooking the lake. The spacious foyer opens to gleaming hardwood floors, neutral tones, and an open-concept main level. The gourmet kitchen features premium granite countertops, counter bar seating, extensive cabinetry, a generous pantry, matching stainless steel appliances, dual gas and electric cooktops, and a reverse osmosis drinking water system, and it connects to the living areas and deck for easy indoor and outdoor entertaining. The living room offers a wall of windows, a gas fireplace, and custom built-ins. The formal dining room features a bay window, and the breakfast area overlooks the lake with direct deck access. The main-level primary suite includes an updated bath with dual granite vanities, a large glass shower, radiant heated floors, and two large closets with custom built-ins. The finished lower level adds a family room with a wood-burning fireplace and a wall of lake-view windows, two bedrooms, two bathrooms, a game area, a walk-in wine cellar, a workshop with an integrated air cleaner, and walk-out access to a lower patio. The unfinished third floor offers an additional 1,700 square feet, already plumbed and wired, ready for a private suite, home theater, gym, or guest quarters. Outdoors, the 1.56-acre lot features rolling landscaped beds, walkways, mature trees, and flowering plants with something in bloom year-round. Built for low maintenance, the home includes redwood siding with lifetime paint, a 2020 roof, dual high-efficiency HVAC units (2024/2025), Low-E windows, attic radiant barriers, dual alternating water heaters, a steam humidifier, central vacuum, and a wired generator. A 3-car garage with an oversized boat bay completes this Crossgate waterfront home in Raleigh, NC.

Highlights

Listed by Amy Hickey , Coldwell Banker Advantage , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.56

HOA Fee

130 Monthly

Year Built

1995

County

Wake

Neighborhood

Cross Gate

Listing ID

10195898

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Range, Dishwasher, Dryer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater, Water Purifier, Water Purifier Owned, Wine Refrigerator
Air Cond:Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:2224
Below Ground Sq Ft:1326
Basement:Daylight,Finished,Full,Heated,Walk-Out Access,Encapsulated Crawlspace
Other:
  • ▪ Additional:Butler's Pantry, Ceiling Fan(s), Central Vacuum, Crown Molding, Dual Closets, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Separate Shower, Walk-In Shower
Water:Shared Well,Well

Exterior Features

Lot:Back Yard,Front Yard,Gentle Sloping,Hardwood Trees,Level,Many Trees,Partially Cleared,Private,Secluded,Sloped Down,Views,Waterfront,Wooded,Water View,Pond
Zoning:R-40W
Roof:Architectural Shingle
Others:
  • ▪ Additional:Built-in Barbecue, Fenced Yard, Outdoor Grill, Outdoor Kitchen, Private Yard, Covered, Deck, Front Porch, Patio, Rear Porch, Screened, Wrap Around
Sewer:Septic Needed
Parking Features:Asphalt,Attached,Circular Driveway,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,On Site,Oversized,Parking Pad,Private,Three Car Garage,Attached Garage
Principal Interest
$7,587
Taxes
$861
HOA
$130

Home Price

$1,350,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,587.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,587.05 $860.63 $130.00 $8,577.67
Yearly $91,044.55 $10,327.50 $1,560.00 $102,932.05
Total $2,731,336.54 $309,825.00 $46,800.00 $3,087,961.54

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Raleigh, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T12:01:10.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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