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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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409 North Dakota Dr Unit 307 , Rutherfordton, NC 28139
$392,000
Est. Payment: $2,008.02/mo
3 Bed
2 Bath
1232 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Beautiful log cabin home with 3 bedrooms and 2 baths. Located in the gated community of Clear Water Creek. This home is located approximately 15 mins to shopping and restaurants yet you still have that private country feel. Nicely done Hardwood and Slate floors are through out the home. The whole yard surrounding home is fenced with locking entrance gate for complete privacy. This home has had many great updates in the past 6 years. 2025 New kitchen appliances, New Pella sliding glass door and New Trex decking and stairs on wrap around deck. 2022 Granite counter tops in kitchen and both bathrooms. 2023 all New plumbing pipes in crawlspace and under kitchen sink. 2021 New Architectural shingled roof, HVAC inside and out with all new duct work and Logs were stained. This property comes with an extra lot across the street that is buildable and can have an entrance on N Dakota Dr or Midnight Pass. The extra lot is 1.51 acres and the Home is on 1.18 acres Home sits on 1.18 acres. You can live in the home and build an Air B&B across the road to rent out! Home is being sold furnished! All kinds of possibilites come with this. Easy commutes to Charlotte or Asheville. Schedule your private showing today!
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Highlights

Listed by Ann Ferguson , 828-290-6676 Ferguson Real Estate & Associates , 828-290-6676. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
2.73

HOA Fee

400 Annually

Year Built

2009

County

Rutherford

 Neighborhood

Clearwater Creek

Listing ID

4413730

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:
Above Ground Sq Ft:1232
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Wooded
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$2,008
Taxes
$250
HOA
$400

Home Price

$392,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$78,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,008.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,008.02 $249.90 $400.00 $2,657.92
Yearly $24,096.18 $2,998.80 $4,800.00 $31,894.98
Total $722,885.46 $89,964.00 $144,000.00 $956,849.46

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Rutherfordton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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