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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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155 Fernwood Cir , Rutherfordton, NC 28139
$299,900
Est. Payment: $1,536.23/mo
3 Bed
2 Bath
1833 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 155 Fernwood Circle in charming Rutherfordton! This move-in-ready home offers comfortable main-level living with thoughtful updates and a spacious backyard perfect for enjoying the peaceful surroundings. Beautiful hardwood floors flow throughout much of the main living area, adding warmth and character to the home. Recent improvements include new Pella windows, interior doors, and a vapor barrier installed in 2023, along with a new septic system in 2025. A large backyard fence was added this year, creating a wonderful space for pets, gardening, entertaining, or simply relaxing while overlooking the neighboring picturesque pastureland. At the heart of the home is an exceptionally spacious kitchen boasting new LVP flooring. This is a chefs dream offering an abundance of storage, generous workspace, and plenty of room for entertaining family and friends. Just off the kitchen, a large mudroom adds even more functionality with a convenient laundry area and built-in nook an ideal spot for additional storage, a workspace, or an organized drop zone for everyday essentials. Rutherfordton, a community recognized as one of North Carolina's celebrated small towns, you'll be surrounded by rich history, charming local shops, dining, and an abundance of outdoor recreation. Explore the nearby 13.5-mile Thermal Belt Rail Trail, perfect for biking, walking, and enjoying the beauty of the foothills. 155 Fernwood Circle combines move-in-ready convenience, peaceful surroundings, and small-town charm, a wonderful place to call home.

Highlights

Listed by Michelle Decker , 828-702-3975 Asheville Realty Group , 828-252-1910. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.41

Year Built

1955

County

Rutherford

Neighborhood

Fernwood

Listing ID

4412471

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven
Air Cond:Central Air,Electric
Fireplaces:Gas,Gas Log,Living Room,Primary Bedroom
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1833
Below Ground Sq Ft:0
Basement:Exterior Entry
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level
Zoning:R21L
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Carport,Driveway
Principal Interest
$1,536
Taxes
$191

Home Price

$299,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$59,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,536.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,536.23 $191.19 $0.00 $1,727.42
Yearly $18,434.81 $2,294.24 $0.00 $20,729.04
Total $553,044.26 $68,827.05 $0.00 $621,871.31

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Rutherfordton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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