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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3985 Mt Hope Church Rd , Salisbury, NC 28146
$625,000
Est. Payment: $3,201.55/mo
3 Bed
3 Bath
3477 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome home to 3985 Mt. Hope Church Rd!  With low county taxes and no HOA, this meticulously maintained home lives large on just over 2.5 acres,and is located just 2 miles from the idyllic town of Faith and minutes from I-85, making it an easy commute to Charlotte. The focal point of this property is the 1.25 acre, fully stocked pond that is teeming with wildlife and perfect for kayaking. Relax on the covered porch in nearly any weather while enjoying the serene water views. Three irrigated raised-bed gardens, a storage shed, and large dock provide many ways to enjoy this beautiful space. Inside, the open floor plan, 9-foot ceilings, and gleaming hardwood floors make entertaining easy and enjoyable. The large kitchen features a center island, granite countertops, timeless backsplash, updated light fixtures, under-cabinet lighting, and a 5-burner gas range. A 220V outlet is also installed for those who prefer electric. The inviting living room features a large wood-burning fireplace with a beautiful rustic mantel, flanked by windows overlooking the pond. The serene primary bedroom offers a second wood-burning fireplace and two generous walk-in closets. The updated ensuite bath includes a garden tub and dual vanities. Also on the first floor is a large flex space that can serve as a formal room, homeschool, or hobby room. A smaller flex room beside the second full bath is currently used as an office. Upstairs, you'll find a full bath, two oversized secondary bedrooms, plus an additional room with a closet, providing space for every need. A large bonus room over the garage is accessed by a second staircase. The oversized two-car garage accommodates even large trucks with room to spare and connects to the home through a generous mud/laundry room. One of the two heatpump units was replaced in late 2025.  There is an on-demand water heater, water softener, drinking water filter, and in-ground pet containment barrier installed. This home is not just a dwelling; it’s a lifestyle upgrade. Call today for the opportunity to make it yours and ask about a $3500 lender credit with our preferred lender!

Highlights

Listed by Allyson Burns , 704-928-6108 Howard Hanna Allen Tate Mooresville/LKN , 704-664-9333. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.5

Year Built

2008

County

Rowan

Neighborhood

None

Listing ID

4414944

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room,Primary Bedroom,Wood Burning
Floor:Carpet,Hardwood,Tile,Vinyl
Above Ground Sq Ft:3477
Below Ground Sq Ft:0
Other:
  • Additional:Kitchen Island, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Pond(s),Waterfront,Dock
Others:
  • Additional:Storage
Sewer:Septic Installed
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$3,202
Taxes
$398

Home Price

$625,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,201.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,201.55 $398.44 $0.00 $3,599.99
Yearly $38,418.66 $4,781.25 $0.00 $43,199.91
Total $1,152,559.73 $143,437.50 $0.00 $1,295,997.23

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Salisbury, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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