Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

1045 Freshwater Ln , Salisbury, NC 28146
$1,305,315
Est. Payment: $7,335.91/mo
3 Bed
4 Bath
3223 Sqft
0.39 Acres
Status: active | Days on site: 5
Get Pre-Qualified
3728 - 83104
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this stunning custom-built lakefront home on High Rock Lake, completed in 2024 and thoughtfully designed to showcase beautiful lake views from multiple living spaces. This exceptional home offers three spacious bedrooms, each with its own full bathroom, along with a dedicated office and a huge upstairs flex room offering endless possibilities. Use it as a media room, game room, gym, guest space, or additional living area- the options are unlimited! The open-concept main living area is filled with natural light and features oversized sliding glass doors that perfectly frame the gorgeous lake views. Those breathtaking views continue into the luxurious primary suite, creating a peaceful and private retreat. The spacious primary bedroom features a generous walk-in closet and a beautifully appointed ensuite bathroom with a soaking tub and walk-in shower. At the heart of the home is an impressive kitchen designed for both everyday living and entertaining. It features a walk-in pantry, convenient pot filler, granite countertops, and all appliances included. Thoughtful design and abundant storage make this kitchen as functional as it is beautiful. Outdoor living is truly exceptional, with covered front and back porches designed to take full advantage of the lakefront setting. The covered back porch serves as an inviting extension of the home and features stunning lake views, a propane fireplace, and a TV- perfect for relaxing, entertaining, or enjoying peaceful evenings by the water. New concrete was poured in 2026, creating an attractive and durable pathway leading from the home toward the lake. Hardwired landscape lighting adds ambiance and enhances the property after dark. The dock was built in 2025 and is equipped with power for added convenience and enjoyment. Additional features include a permanent dehumidifier in the crawl space, a full vapor barrier, a beautiful wooden front door, and a spacious two-car garage. With its thoughtful design, luxurious finishes, incredible outdoor living spaces, and beautiful High Rock Lake views, this exceptional property offers the perfect blend of comfort, functionality, and lakefront living. Minutes from public boat launch!

Highlights

Listed by Katelyn Haid , 704-797-1052 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.39

Year Built

2024

County

Rowan

Neighborhood

Shore Acres

Listing ID

4424934

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Propane Water Heater, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
Air Cond:Central Air
Fireplaces:Living Room,Porch,Propane
Floor:Vinyl
Above Ground Sq Ft:3223
Other:
  • ▪ Additional:Attic Stairs Pulldown, Garden Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Views,Waterfront,Dock,Pier
Zoning:RA
Others:
  • ▪ Additional:Dock - Floating
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$7,336
Taxes
$832

Home Price

$1,305,315

Loan Details

30 yrs
7.548%

Down Payment

20%
$261,063
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,335.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,335.91 $832.14 $0.00 $8,168.05
Yearly $88,030.98 $9,985.66 $0.00 $98,016.64
Total $2,640,929.30 $299,569.79 $0.00 $2,940,499.09

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Salisbury, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS