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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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316 Big Raven Ln , Saluda, NC 28773
$809,000
Est. Payment: $4,144.09/mo
3 Bed
3 Bath
3073 Sqft
Status: active | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

NEW! NEW! NEW! Experience an Exceptional Fully Renovated in 2026 Mountain Cottage Farmhouse. This turn-key home features a new roof, new hardi-board siding, Pella aluminum-clad windows, two new HVAC systems, new gas tankless water heater and new appliances and so much more. Nestled on 2.66 acres in the desirable Saluda area, this beautifully renovated farmhouse style home offers the perfect blend of modern comfort and timeless cottage charm. Thoughtfully redesigned with a bright, open layout and high-end finishes throughout, this home welcomes you the moment you arrive. A new driveway entrance leads to a spacious parking and new covered front porch–ideal for morning coffee or evening conversation. Step inside through the handsome new wood farmhouse door into a warm and inviting interior. The completely new kitchen is a showstopper, featuring soft sage semi-custom cabinetry. A custom range hood, elegant granite countertops, and charming V-groove wood accent walls that create an authentic cottage atmosphere. Adjacent, the living room invites you to slow down and unwind with the custom brick gas fireplace and built-in cabinetry. Rich wood accents continue throughout, highlighted by new Pella wood windows and beautiful mantel. The primary bedroom suite continues the cottage theme with its own V-groove wood accent wall, while the spa-like primary bath offers a luxurious soaking tub and a large tiled walk-in shower. Two additional bedrooms and guest bath with a cheerful blue vanity, tile floor completes the main level. The fully finished basement provides excellent versatility perfect as an efficiency mother-in-law suite, a short-term rental opportunity, or a fantastic family space with game room, TV area, and kitchenette. Offering a separate exterior entrance and private patio off the dining area make it ideal for guests or rental income. The lower level also includes a full bathroom and is finished with durable, easy maintenance Mohawk LVP flooring. Outside, the brand-new board-and-batten siding and fresh exterior create classic farmhouse curb appeal, enhanced by the new covered porch and back deck. Enjoy the outdoor living with a lower creek, a fire pit area, and plenty of room for gardening or simply taking in the wooded views and wildlife. Located in a wonderful mountain neighborhood, you’re just minutes from downtown Saluda, Hendersonville and short drive to Greenville, SC A rare combination of quality renovation, thoughtful design and mountain setting awaits. Important note: This home is served by a 3-bedroom septic system. Some photos have been digitally enhanced.

Highlights

Listed by Mike Gilliam , 828-606-5320 Mark White And Associates , 828-693-3962. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.66

HOA Fee

650 Annually

Year Built

2000

County

Henderson

Neighborhood

Winfield Cove

Listing ID

4374853

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Hood, Gas Range, Microwave, Propane Water Heater, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Washer, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:Gas Log,Gas Starter,Gas Unvented,Insert,Living Room,Propane
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1690
Below Ground Sq Ft:1383
Basement:Basement Garage Door,Basement Shop,Bath/Stubbed,Daylight,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:Well

Exterior Features

Lot:Sloped,Creek/Stream,Wooded
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Basement,Driveway
Principal Interest
$4,144
Taxes
$516
HOA
$650

Home Price

$809,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$161,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,144.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,144.09 $515.74 $650.00 $5,309.83
Yearly $49,729.11 $6,188.85 $7,800.00 $63,717.96
Total $1,491,873.31 $185,665.50 $234,000.00 $1,911,538.81

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Saluda, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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