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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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115 Black Oak Dr , Sapphire, NC 28774
$15,000
Est. Payment: $76.84/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 189
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Build the mountain home you’ve always imagined in the desirable Holly Forest community, cradled in the heart of Sapphire, NC. Set at an impressive 3,500+ feet elevation, this homesite offers beautiful winter mountain views and a gentle, build-friendly slope—perfect for designing a home with a daylight basement or walk-out lower level. Additionally, this lot backs up to the Sapphire Valley Common Area, providing a natural buffer and lasting privacy. This lot offers easy living with paved road access, underground utilities, public water, and high-speed fiber internet already in place. Community guidelines require a minimum home size of 1,800 square feet (with 1,200 square feet or more on the main level), preserving the quality and character of the neighborhood. No RVs, mobile homes, or tiny houses are allowed, but short-term rentals are welcome, giving you flexibility whether you’re building a private retreat or an income- producing property. As part of ownership, you’ll enjoy full privileges at Sapphire Valley Resort, featuring: Indoor and outdoor heated pools, Tennis and pickle ball courts, a modern fitness center, a dog park and mini-golf, a nine-hole golf course, Access to Fairfield Lake for swimming, paddle boarding, and boating, Winter sports including skiing, snowboarding, and tubing.

Highlights

Listed by Sarah Krzyzewski , 828-384-2207 Fisher Realty - 10 Park Place , 828-883-9895. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage
0.65

HOA Fee

1108 Annually

County

Jackson

Neighborhood

Holly Forest

Listing ID

4343180

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Below Ground Sq Ft:0
Water:Public

Exterior Features

Lot:Rolling Slope,Beach - Public,Boat Lift – Community,Boat Slip – Community,Paddlesport Launch Site - Community
Sewer:Septic Needed,None
Principal Interest
$77
Taxes
$10
HOA
$1,108

Home Price

$15,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$3,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$76.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $76.84 $9.56 $1,108.00 $1,194.40
Yearly $922.05 $114.75 $13,296.00 $14,332.80
Total $27,661.43 $3,442.50 $398,880.00 $429,983.93

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Sapphire, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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