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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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109 S Raiford St , Selma, NC 27576
$999,900
Est. Payment: $5,619.47/mo
2 Bed
4 Bath
4578 Sqft
0.08 Acres
Status: active | Days on site: 21
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74651 - R73597
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Terri Bias
Operator/Brokerage Owner

House Description

A rare opportunity in the heart of beautiful Selma, this distinctive mixed use property combines a commercial space on the first floor with residential living on the second floor, offering flexibility and possibilities that are increasingly hard to find. Both levels have benefited from numerous updates, making this property an appealing option for an entrepreneur, investor or owner occupant looking for something beyond the ordinary. The newer roof adds to the property's appeal and provides an important recent improvement. The street level commercial space offers potential for a retail shop, boutique, office, studio or other business use, while the updated residential space above creates the opportunity to live where you work, generate rental income or establish a multi-use investment property. Run your business downstairs and live upstairs, lease one space and use the other, or explore the possibilities of having two distinct spaces under one roof. Located in Selma, a community known for its historic character, small town charm and convenient access to the Triangle and Eastern NC, this property offers a unique combination of commercial opportunity and residential flexibility. With updates throughout both levels and a newer roof, this is an opportunity to bring your vision to a property with plenty of potential. Discover what is possible in Selma.

Highlights

Listed by Peter Kima , Real Broker, LLC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.08

Year Built

1908

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10194440

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:See Remarks
Floor:Luxury Vinyl,Tile
Above Ground Sq Ft:4578
Other:
  • ▪ Additional:Bathtub/Shower Combination, Built-in Features, Crown Molding, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Separate Shower, Soaking Tub, Walk-In Closet(s)
Water:Public

Exterior Features

Lot Dimensions:26' x 110' x 28' x 111'
Zoning:COM
Roof:Rubber
Sewer:Public Sewer
Parking Features:Garage,Attached Garage
Principal Interest
$5,619
Taxes
$637

Home Price

$999,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,619.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,619.47 $637.44 $0.00 $6,256.91
Yearly $67,433.66 $7,649.24 $0.00 $75,082.90
Total $2,023,009.93 $229,477.05 $0.00 $2,252,486.98

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Selma, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T14:02:08.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina