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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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160 Crystal Bay Rd , Semora, NC 27343
$1,300,000
Est. Payment: $7,316.03/mo
3 Bed
4 Bath
3117 Sqft
1.25 Acres
Status: active | Days on site: 23
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Terri Bias
Operator/Brokerage Owner

House Description

**HYCO LAKE WATERFRONT!** Come enjoy the best of lake living in this beautiful, south facing, brick home located on the northern end of Hyco Lake, known for its clearer water. The property offers good water depth, a beautiful landscaped yard, and a short, easy walk to the lake, making it easy to enjoy boating, swimming, fishing, and all that Hyco Lake has to offer. This spacious home features 3 bedrooms, 3.5 baths, 2 living areas, a loft, and an additional flex room, providing plenty of room for family and guests. The great room boasts soaring ceilings, a beautiful fireplace with gas logs, and a loft overlooking the great room, creating an impressive yet comfortable gathering space. The downstairs den also has a fireplace with gas logs. All three bedrooms offer beautiful lake views and two have ensuite baths. The primary bath features a whirlpool tub, separate shower, and double vanity. Step outside and enjoy the lake from the home's multiple porches or relax in the hot tub while taking in the peaceful surroundings. The beautifully landscaped yard is enhanced by an underground irrigation system with 11 zones. The boathouse is perfectly designed for enjoying the lake throughout the day, with covered areas on two sides so you can always find a shady spot. Look east to enjoy gorgeous sunrises or west to take in beautiful sunsets. The boathouse also has a TV, making it a wonderful place to relax and entertain after a day on the water. Additional features include a paved driveway, 2-car garage, Starlink internet, and excellent recent updates. The house and boathouse roofs were replaced in 2024, water heater in 2024, and HVAC in 2021. The well pump was replaced in 2021, the water treatment system has been replaced, and the kitchen features a new stove, microwave, and dishwasher. Most furniture is negotiable, making a move to the lake even easier. The boat is also available for separate purchase. With its clearer northern-end lake location, good water depth, beautiful landscaping, easy walk to the water, spacious interior, and exceptional outdoor entertaining areas, this is a wonderful opportunity to enjoy the Hyco Lake lifestyle!

Highlights

Listed by Donna L Dunevant , Lake Homes Realty LLC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.25

HOA Fee

40.5 Annually

Year Built

2002

County

Person

Neighborhood

Hyco Lake

Listing ID

10193016

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Irrigation Equipment
Air Cond:Central Air,Heat Pump
Fireplaces:Basement,Family Room,Gas Log,Living Room
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:1742
Below Ground Sq Ft:1375
Basement:Daylight,Exterior Entry,Finished,Full,Heated,Interior Entry,Storage Space
Other:
  • ▪ Additional:Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Granite Counters, High Ceilings, Pantry, Primary Downstairs, Separate Shower, Walk-In Closet(s), Water Closet, Whirlpool Tub
Water:Well

Exterior Features

Lot:Gentle Sloping,Landscaped,Sprinklers In Rear,Views,Waterfront,Boat Dock,Boat Lift,Boat Slip,Dock Single Slip,Water View,Lake Front
Roof:Shingle
Others:
  • ▪ Additional:Boat Slip, Dock, Fire Pit, Covered, Front Porch, Patio, Porch, Rear Porch, Boat House
Sewer:Septic Tank
Parking Features:Concrete,Garage Faces Front
Principal Interest
$7,316
Taxes
$829
HOA
$41

Home Price

$1,300,000

Loan Details

30 yrs
7.562%

Down Payment

20%
$260,000
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Monthly Price:
$7,316.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,316.03 $828.75 $40.50 $8,185.28
Yearly $87,792.42 $9,945.00 $486.00 $98,223.42
Total $2,633,772.45 $298,350.00 $14,580.00 $2,946,702.45

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Semora, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-09T05:30:22.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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