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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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270 Kelley Ridge Rd , Semora, NC 27343
$450,000
Est. Payment: $2,305.12/mo
2 Bed
1 Bath
1032 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Escape to the lake with this adorable waterfront cottage offering 1,008 square feet of comfortable living space. Built in 1993, this 2-bedroom, 1-bath retreat is the perfect place to relax, unwind, and enjoy everything Hyco Lake has to offer. Located on the desirable north end of the lake, the property features a single-slip boat dock for easy access to boating, fishing, and water sports. Enjoy peaceful mornings and evening sunsets from the screened deck, or gather around the fire pit with family and friends after a day on the water. A long private driveway provides a secluded setting while still offering convenient access to the lake. Whether you're looking for a weekend getaway, vacation rental opportunity, or full-time lake home, this charming cottage is ready to create lasting memories. Bathroom has been completely renovated, new roof in 2025 and furniture conveys.
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Highlights

Listed by Terri Reynolds , 336-504-3800 West & Woodall Real Estate - S , 336-322-5800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
1.29

Year Built

1993

County

Person

 Neighborhood

Hyco Lake

Listing ID

10181851

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Dryer, Range, Refrigerator, Washer
Air Cond:Central Air,Heat Pump
Fireplaces:Family Room,Gas Log
Floor:Hardwood,Vinyl,Tile
Above Ground Sq Ft:1032
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Breakfast Bar, Eat-in Kitchen, Open Floorplan
Water:Well

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Rolling Slope,Views,Waterfront
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Barbecue, Dock, Fire Pit, Private Yard, Rain Gutters, Storage, Covered, Deck, Front Porch, Patio, Porch, Screened
Sewer:Septic Tank
Parking Features:Driveway,Gravel
Principal Interest
$2,305
Taxes
$222

Home Price

$450,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,305.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,305.12 $221.67 $0.00 $2,526.79
Yearly $27,661.43 $2,660.00 $0.00 $30,321.43
Total $829,843.01 $79,800.00 $0.00 $909,643.01

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Semora, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-23T23:41:25.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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