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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1103 W Elm St , Shelby, NC 28150
$449,900
Est. Payment: $2,528.45/mo
4 Bed
3 Bath
2785 Sqft
1.29 Acres
Status: active | Days on site: 24
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Terri Bias
Operator/Brokerage Owner

House Description

MUST SEE! WOW—WHAT A STUNNING TRANSFORMATION! This incredible single-level 4-bedroom, 3-bath home on 1.29 acres has been beautifully renovated from top to bottom, including a new roof, new electrical, new plumbing, and new tankless water heater for ultimate convenience and efficiency. The completely renovated interior is truly stunning. Featuring two primary suites positioned on opposite ends of the home, this property offers exceptional flexibility and privacy. The primary suite off the living room features a custom walk-in closet and spa-like ensuite with dual vanity, makeup area, and tiled walk-in shower with glass doors. On the opposite end, the second primary suite offers its own ensuite bathroom with single vanity and shower/tub combination, while bedrooms 3 and 4 share a beautifully renovated hall bath with double-bowl vanity and shower/tub combination. All bedrooms feature custom closets. The home offers multiple spacious living areas, including a gorgeous living room with exposed wood beams, and natural-stone wood-burning fireplace. The eat-in kitchen boasts custom cabinetry with soft-close doors and drawers, quartz countertops, and a large pantry. A separate formal dining room features large windows and another wood-burning fireplace. Just off the kitchen, the huge bonus room showcases beautiful wood ceilings, ceiling fans, and a natural-stone wood-burning fireplace—an incredible space with endless possibilities for a game room, family room, movie room, or entertaining area. Sliding glass doors open from the bonus room to a patio with newly installed natural-stone flooring overlooking the large backyard, complete with a gazebo on a concrete slab and plenty of room to enjoy the outdoors. The detached two-car garage includes an additional storage room and a newly installed garage door system. With a long driveway, two-car attached carport, and detached two-car garage, there is no shortage of parking or storage. Beautifully renovated, thoughtfully designed, and situated on a spacious 1.29-acre lot—this single-level home is a property you truly need to see to appreciate!

Highlights

Listed by Justin Huitt , 704-300-6141 Huitt Realty LLC , 919-818-3035. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.29

Year Built

1954

County

Cleveland

Neighborhood

None

Listing ID

4418510

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Tankless Water Heater
Air Cond:Ceiling Fan(s),Electric
Fireplaces:Bonus Room,Living Room,Wood Burning
Above Ground Sq Ft:2785
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level
Zoning:R8
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Carport,Driveway,Detached Garage
Principal Interest
$2,528
Taxes
$287

Home Price

$449,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,528.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,528.45 $286.81 $0.00 $2,815.26
Yearly $30,341.44 $3,441.74 $0.00 $33,783.17
Total $910,243.19 $103,252.05 $0.00 $1,013,495.24

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Shelby, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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