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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1831 N Lafayette St , Shelby, NC 28150
$1,099,000
Est. Payment: $6,176.42/mo
46 Acres
Status: active | Days on site: 26
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4812 - 57230
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Terri Bias
Operator/Brokerage Owner

House Description

Prime acreage just 8 minutes from Uptown Shelby with no city taxes!!! 46 acres total w/ First Broad River bordering the western property line. Main house and several additional structures needing TLC, but this parcel could be used in multiple ways! With road frontage along North Lafayette Street and West Zion Church Road, it could easily be subdivided into estate lots. Interested in farming? This property used to have a large vegetable and flower garden, and there is plenty of room for all of your animals! Make it your very own mini-farm or HORSE FARM w/ beautiful river frontage. MAIN HOUSE DETAILS - Main house has a unique floor plan--enter into a huge great room with wet bar and arched windows. Walk up several steps to the dining room and open kitchen area with island. The wood floors are from the original Bost Bakery! The primary bedroom has a fireplace and built-in book shelves. The renovated bathroom has a tile shower, walk in closet, and convenient laundry closet. There is also an attached home office with built-in bookshelves and additional closets to serve the primary bedroom. Don't miss the extra space in the 2nd floor loft accessible by a built-in ladder. On the other side of the home, you will find a hallway leading to a bedroom, bonus room, and bathroom. There is a deck off the back with a built-in hot tub (sold as is). Large unfinished basement with exterior entry has several workshop options. One of the heat pumps was replaced in 2025. OUTBUILDING (pottery shop) is ~869 square feet and has cathedral ceilings, a covered front porch and back porch, and small office room. Currently no electrical or plumbing connected to this building. SEPARATE SINGLE FAMILY RESIDENCE (Tenant House) - needs major repair but contains 1 bedroom, 1 bath, living room, kitchen, breakfast room, covered carport, vaulted ceiling and is ~708 sf. FARM BUILDINGS -livestock run in; storage shed; old well houses; fenced pastures. ADDITIONAL INFO: Well water could be used for irrigation but both houses are connected to county water, old wood stove in the basement used to heat the house but seller makes no representation. Don't miss this amazing acreage along the river. Part of the acreage along the river is in a flood plain. ALSO LISTED IN RESIDENTIAL (MLS #4396556)

Highlights

Listed by Becca Schweppe , 704-472-9827 Keller Williams Unified , 704-799-3700. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage
46

County

Cleveland

Neighborhood

None

Listing ID

4426368

Questions about this listing?

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Interior Features

Water:County Water,Well,Other - See Remarks

Exterior Features

Lot:Cleared,Flood Plain/Bottom Land,Orchard(s),Hilly,Level,Pasture,Private,River Front,Sloped,Creek/Stream,Wooded,Waterfront,Other - See Remarks
Zoning:AA1
Others:
  • ▪ Additional:Above Ground Hot Tub / Spa, Fence, Livestock Run In, Other - See Remarks
Sewer:Septic Installed,Other - See Remarks
Principal Interest
$6,176
Taxes
$701

Home Price

$1,099,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,176.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,176.42 $700.61 $0.00 $6,877.03
Yearly $74,117.01 $8,407.35 $0.00 $82,524.36
Total $2,223,510.26 $252,220.50 $0.00 $2,475,730.76

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Shelby, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T09:50:06.000Z

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