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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3017 Vernell Ln , Shelby, NC 28150
$950,000
Est. Payment: $5,339.03/mo
3 Bed
3 Bath
3728 Sqft
0.93 Acres
Status: active | Days on site: 26
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481201 - 47190,33345A
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to remodeled 3017 Vernell Lane, a unique waterfront home with walk out basement, 2 level dock & boat slip, where spacious interiors, flexible living areas, and exceptional outdoor amenities come together in a peaceful, tree-lined setting. A welcoming foyer with warm wood floors leads into a light-filled Living Room highlighted by a painted white brick fireplace, recessed lighting, and abundant windows. The Formal Dining Room features classic wall molding and a statement chandelier, while a dedicated Office provides a comfortable space for working from home. The beautifully updated Kitchen offers custom white cabinetry, quartz countertops, a large center island, farmhouse sink, premium stainless steel appliances, a Wolf range, generous storage, and direct access to the covered outdoor living area. The spacious Primary Bedroom on main level provides a relaxing retreat with warm wood floors and abundant natural light, while a huge walk-in closet offers extensive built-in shelving and hanging space. The updated primary bath features a glass-enclosed tiled shower, quartz-topped vanity, and modern finishes. Two additional bedrooms provide comfortable accommodations and flexible living options, accompanied by additional full baths. The finished lower level expands the home’s versatility with an open recreation or entertaining space, flex rooms (possible 4th bedroom), full bath (4th bath), and a private cedar-lined sauna for an added touch of relaxation. Outdoor living is a standout feature, beginning with an expansive screened porch offering plenty of room for dining, lounging, and enjoying views of the surrounding property. The gently sloping backyard is framed by mature trees and provides generous space for recreation and entertaining as it extends toward the water. At the shoreline, a private boat ramp provides convenient water access, while the multi-level dock with covered entertaining space and covered boat slip creates the perfect setting for enjoying lake life. A scenic, tree-lined waterway leads directly to the open lake, bringing the lake lifestyle right to your backyard. An attached 2-car garage, expansive homesite, and combination of indoor and outdoor living spaces complete this exceptional waterfront property.

Highlights

Listed by Matt Sarver , 704-445-9977 and Scott David , 704-445-9977 Keller Williams Lake Norman , 704-892-5518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.93

Year Built

1988

County

Cleveland

Neighborhood

None

Listing ID

4425376

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Exhaust Fan, Gas Range, Microwave, Oven, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2365
Below Ground Sq Ft:1363
Basement:Interior Entry,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Sauna, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Private,Wooded,Waterfront,Boat Slip (Deed),Covered structure,Dock
Zoning:AA1
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$5,339
Taxes
$606

Home Price

$950,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,339.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,339.03 $605.63 $0.00 $5,944.66
Yearly $64,068.39 $7,267.50 $0.00 $71,335.89
Total $1,922,051.64 $218,025.00 $0.00 $2,140,076.64

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Shelby, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T11:50:06.000Z

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