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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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408 Luna Ln , Shelby, NC 28152
$310,000
Est. Payment: $1,742.21/mo
4 Bed
3 Bath
2008 Sqft
0.22 Acres
Status: active | Days on site: 30
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4812 - 57230,R19323
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this spacious two-story home in Seattle Crossing, right in the heart of charming Shelby. Step inside to an open-concept main level that brings everyone together around a central kitchen island that flows directly into the shared living space. Step out back to find your true outdoor retreat: an oversized patio built for entertaining friends, surrounded by a fully privacy-fenced backyard that offers peace and room to enjoy. Upstairs, you’ll find four generous bedrooms and two full baths, including a primary suite featuring a dual-sink ensuite bath and a spacious walk-in closet. The upper-level loft provides flexible extra space--perfect for a media room, play area, or home office setup. Energy-efficient features designed for long-term comfort and savings. All of this is located just minutes from downtown Shelby’s local shops, dining, and small-town feel. Schedule your tour today to experience this pristine and move-in ready home in person!

Highlights

Listed by Becca Schweppe , 704-472-9827 and Joy Myers , 704-472-9827 Keller Williams Unified , 704-799-3700. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

84 Monthly

Year Built

2025

County

Cleveland

Neighborhood

Seattle Crossing

Listing ID

4422563

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Floor:Carpet,Laminate,Vinyl
Above Ground Sq Ft:2008
Other:
  • ▪ Additional:Attic Stairs Pulldown
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$1,742
Taxes
$198
HOA
$84

Home Price

$310,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$62,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,742.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,742.21 $197.63 $84.00 $2,023.84
Yearly $20,906.53 $2,371.50 $1,008.00 $24,286.03
Total $627,195.80 $71,145.00 $30,240.00 $728,580.80

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Shelby, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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