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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3825 Chevlot Hills Rd , Sherrills Ford, NC 28673
$1,479,000
Est. Payment: $8,312.03/mo
3 Bed
2 Bath
2547 Sqft
0.86 Acres
Status: under contract-show | Days on site: 21
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130302 - 24934,40200
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to an exceptional waterfront retreat where expansive shoreline, thoughtful updates, and effortless lake living come together on a spectacular .86-acre peninsula lot with approximately 284 feet of shoreline. Built in 2016, this 3-bedroom, 2-full-bath home with large flex-space bonus room offers the rare combination of a wide, level lot, beautiful lake views, and a deep, navigable cove where the covered dock with electric boat lift remained accessible throughout the 2026 drought. Designed for comfortable main-level living, the home captures the beauty of its waterfront setting from multiple living spaces while offering an inviting layout for everyday life and entertaining. The heart of the home is the spacious Great Room, featuring a vaulted, beamed ceiling and a glass-door enclosed wood-burning fireplace (renovated in 2022), creating a warm and welcoming gathering space with an abundance of character. The Great Room has seamless walk-out access to the large covered deck providing the perfect setting for quiet evenings at home or gatherings with family and friends. The open kitchen is designed with both function and scenery in mind, offering beautiful water views, a Wolf induction range, large center island and convenient pullouts in all lower cabinets for excellent storage and accessibility. The main floor offers a split bedroom design with a large Primary Suite that walks out to the covered deck, two additional bedrooms, two full baths, an office/flex space nook and laundry room, providing an easy single-level lifestyle. Recent improvements throughout the home include fresh interior paint and new flooring in Bedrooms 2 and 3, the Bonus Room, Primary Bath, Hall Bath, and Laundry. The Primary Bath features a new 4’x4’ shower installed in 2024, while the Hall Bath offers the timeless quality of a cast-iron tub. Upstairs, a Bonus Room provides flexible space for an office, recreation room, guest area, hobby space, or additional gathering room. Outside, the property truly shines. The beautiful, covered deck overlooks the wide, level peninsula lot. The waterfront lot creates an expansive setting for enjoying the lake, with a large cove view and approximately 284 feet of shoreline. A charming white sand beach box offers a wonderful place to settle in with a good book during the afternoon, then transition into the evening with a refreshing beverage as the sunset and water set the mood. The deep cove provides an inviting waterfront experience and remained navigable throughout the 2026 drought. For the boating enthusiast, the waterfront amenities are exceptional. A covered dock with Trex decking includes an I-beam electronic boat lift, jet ski lift, and floating swim deck, making it easy to enjoy everything Lake Norman has to offer. Stone rip-rap along the shoreline provides added protection, while irrigation from the lake serves both the front and backyard. Additional updates and features include a Carrier two-zone HVAC system, with the furnace replaced in 2021 and the exterior unit replaced in 2024, a full house water softening system installed in 2018 and leaf guards on the gutters in 2017. The concrete driveway extends around to the side of the home offering plenty of additional parking for family, friends and recreation vehicles. With its combination of modern updates, main-floor living, exceptional waterfront amenities, expansive shoreline, and highly desirable peninsula setting, this property offers a rare opportunity to enjoy the best of lake living. Whether you're looking for a full-time residence, weekend retreat, or place to gather with family and friends, this home provides the space, setting, and waterfront lifestyle to make every day feel like a getaway.

Highlights

Listed by Frances Dawson , 704-701-7599 and Amy Fesmire , 704-701-7599 RE/MAX Executive , 704-815-3200. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.86

Year Built

2016

County

Catawba

Neighborhood

None

Listing ID

4412803

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Induction Cooktop
Air Cond:Central Air,Zoned
Fireplaces:Great Room,Wood Burning
Above Ground Sq Ft:2547
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Waterfront,Boat Lift,Covered structure,Dock,Retaining Wall
Roof:Architectural Shingle
Others:
  • ▪ Additional:Dock - Floating
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$8,312
Taxes
$943

Home Price

$1,479,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$295,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,312.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,312.03 $942.86 $0.00 $9,254.89
Yearly $99,744.36 $11,314.35 $0.00 $111,058.71
Total $2,992,330.92 $339,430.50 $0.00 $3,331,761.42

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Sherrills Ford, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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