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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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9040 Fair Oak Dr , Sherrills Ford, NC 28673
$1,400,000
Est. Payment: $7,868.05/mo
3 Bed
4 Bath
4166 Sqft
0.66 Acres
Status: under contract-no show | Days on site: 3
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810010 - R11297
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to The Lake House on Fair Oak, where a long, wooded approach leads to a private Lake Norman retreat designed for living, entertaining, and making the most of life on the water. Set on .66 beautifully landscaped acres beneath a canopy of mature trees, this 4,166-square-foot home combines gracious main-level living with an expansive finished walk-out lower level and exceptional outdoor spaces—all just steps from your private dock. Inside, the open floor plan is warm and welcoming, with hardwood floors, generous gathering spaces, a dedicated office, dining room and a thoughtfully designed kitchen with island, breakfast bar and updated appliances. The main level features a private primary suite plus an additional bedroom, while the upper level offers a flexible bedroom/bonus room. Multiple porches and decks extend the living outdoors, including a screened porch off the primary suite—perfect for quiet mornings surrounded by the trees. The fully finished daylight lower level adds approximately 1,805 square feet of heated living area and creates an incredible second living space with its own entrance and kitchen facilities, family room with gas fireplace, wet bar, second primary suite, two full baths, exercise room and additional flexible office/work/play or bonus space. It's an ideal arrangement for extended family, guests, work-from-home needs or simply giving everyone room to spread out. And then there is the lake. Follow the pathways through the mature landscape to your own waterfront playground, where a private floating dock, approximately 23.5' x 11.5' boat slip, watercraft lift, waterside gazebo and fire pit set the stage for days spent boating, jet skiing and paddling—and evenings gathered by the fire. There's even room for visiting watercraft. The setting offers the intimacy and protection of the waterfront while placing the main body of Lake Norman just a few homes away. The outdoor living is just as special closer to home, with a screened porch, deck, covered and open patios, landscape lighting and multiple places to entertain, dine or simply enjoy the view. The property has been exceptionally cared for, with significant recent improvements including a whole-roof replacement in 2024, additional front roof replacement following a 2025 storm, new gutters in 2025, new water heater in 2026, updated kitchen appliances, newer lower-level flooring and recent dock improvements. Fair Oak Lake House is more than a home on Lake Norman. It's a place to gather, retreat, entertain and play—where the road home really does lead to the lake.

Highlights

Listed by Judy Robertson , 704-777-1917 Howard Hanna Allen Tate Lake Norman , 704-896-8283. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.66

Year Built

2002

County

Catawba

Neighborhood

Northview Harbour

Listing ID

4424231

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Bar Fridge, Convection Oven, Dishwasher, Disposal, Double Oven, Down Draft, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator with Ice Maker, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric,Zoned
Fireplaces:Family Room,Fire Pit,Living Room,Propane
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2361
Below Ground Sq Ft:1805
Basement:Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Central Vacuum, Drop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Wet Bar, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Wooded,Views,Waterfront,Boat Lift,Boat Slip (Deed),Covered structure,Dock,Paddlesport Launch Site,Personal Watercraft Lift,Retaining Wall
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Dock - Floating, In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side,Keypad Entry
Principal Interest
$7,868
Taxes
$893

Home Price

$1,400,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$280,000
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Monthly Price:
$7,868.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,868.05 $892.50 $0.00 $8,760.55
Yearly $94,416.57 $10,710.00 $0.00 $105,126.57
Total $2,832,497.15 $321,300.00 $0.00 $3,153,797.15

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Sherrills Ford, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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