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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1016 Garfield Rd , Sherrills Ford, NC 28673
$436,000
Est. Payment: $2,233.40/mo
4 Bed
3 Bath
2690 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to low-maintenance living in this beautifully crafted home located within a vibrant 55+ community. Nestled on an interior homesite, this residence welcomes you with a covered front porch—an ideal spot to unwind, greet neighbors, or enjoy a quiet morning outdoors. Designed with both comfort and functionality in mind, the main level features a spacious primary suite complete with a thoughtfully appointed bath and generous walk-in closet. Additional main-level bedroom(s) and a full bath provide flexibility for guests or hobbies, while a private pocket office offers the perfect space for working from home, managing daily tasks, or pursuing personal interests. The heart of the home is an open-concept living area centered around a warm gas fireplace. The kitchen is enhanced with stylish upgrades, including quartz countertops and an oversized island that makes meal preparation and entertaining effortless. Just beyond, a screened rear porch extends the living space outdoors, providing a peaceful setting to enjoy fresh air in every season. Blending attractive finishes, practical design, and the ease of active adult living, this home offers the perfect balance of comfort and convenience. Don't miss the opportunity to make it yours— schedule your showing today!
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Highlights

Listed by Maria Bansal , 704-423-8988 SM North Carolina Brokerage LLC , 704-423-8988. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.16

HOA Fee

250 Monthly

Year Built

2026

County

Catawba

 Neighborhood

The Retreat at Laurelbrook

Listing ID

4399923

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Wall Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas Log
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2690
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Built-in Features, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Public

Exterior Features

Lot:Cul-De-Sac
Roof:Architectural Shingle
Others:
  • ▪ Additional:Lawn Maintenance
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,233
Taxes
$278
HOA
$250

Home Price

$436,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$87,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,233.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,233.40 $277.95 $250.00 $2,761.35
Yearly $26,800.86 $3,335.40 $3,000.00 $33,136.26
Total $804,025.67 $100,062.00 $90,000.00 $994,087.67

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Sherrills Ford, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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