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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2714 White Smith Rd , Siler City, NC 27344
$485,000
Est. Payment: $2,725.72/mo
3 Bed
2 Bath
1685 Sqft
2.14 Acres
Status: active | Days on site: 98
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72185 - neustromkel
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Terri Bias
Operator/Brokerage Owner

House Description

PRICE REDUCTION + $5,000 in concessions offered to go towards buyer's closing costs! Sitting at the end of a winding driveway in Silk Hope, this single-story home gives you privacy surrounded by nature that you've been looking for. The home is bright and welcoming with hardwood floors, oversized windows, built-in shelving and a spacious kitchen centered around a large island. The real bonus? The detached garage with a double-room workshop for anyone needing serious space beyond the house for their home school classroom, gym or storage. Spray foam insulated and wired with 240-amp service, it includes a 25' x 30' garage with two oversized roll-up doors plus two separate 15' x 15' rooms. There's plenty of space enjoy the outdoors, whether it's on the lovely front porch or in the landscaped yard, on the oversized back deck or in the pasture-fenced back yard overlooking the neighboring pasture. Owned solar panels, tankless water heater, a metal roof + newer siding, windows and exterior doors are value-adds to this great home. Located between Pittsboro & Siler City in the Silk Hope community known for its rolling hills and beautiful farmland. Direct access to rural and highway routes for commutes to Chapel Hill, Greensboro, Apex, Sanford, Asheboro and surrounding towns. This home is located in a USDA-eligible area. Ask your lender for more information.

Highlights

Listed by Kelli Neustrom Sonner , Chatham Homes Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
2.14

Year Built

1993

County

Chatham

Neighborhood

Not in a Subdivision

Listing ID

10178650

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Free-Standing Gas Range, Microwave, Oven, Refrigerator, Water Heater, Fuel Tank(s),Other
Air Cond:Central Air
Fireplaces:
Floor:Hardwood,Tile,Vinyl
Above Ground Sq Ft:1685
Other:
  • ▪ Additional:Bookcases, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Soaking Tub, Walk-In Closet(s)
Water:Well

Exterior Features

Lot:Back Yard,Front Yard,Hardwood Trees,Landscaped,Level,Open Lot,Private,Rectangular Lot,Secluded,Wooded
Lot Dimensions:see plat
Zoning:R-1
Roof:Metal
Others:
  • ▪ Additional:Fenced Yard, Private Yard, Rain Gutters, Storage, Covered, Deck, Front Porch, Porch, Garage(s), Outbuilding, Shed(s)
Sewer:Septic Tank
Parking Features:Detached,Driveway,Garage,Workshop in Garage,Two Car Garage,Detached Garage
Principal Interest
$2,726
Taxes
$309

Home Price

$485,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,725.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,725.72 $309.19 $0.00 $3,034.90
Yearly $32,708.60 $3,710.25 $0.00 $36,418.85
Total $981,257.94 $111,307.50 $0.00 $1,092,565.44

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Siler City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T21:51:37.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina