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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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303 Bella Square , Smithfield, NC 27577
$265,000
Est. Payment: $1,489.31/mo
3 Bed
2 Bath
1214 Sqft
0.2 Acres
Status: pending | Days on site: 94
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2229 - fiandachmat,98893
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

USDA eligible — $0 down for qualified buyers. Move-in ready one-level living in Bella Square. This 2018-built 3-bedroom, 2-bath ranch offers 1,219 square feet of bright, open-concept space on a spacious lot. The kitchen anchors the home with granite counters, a center island, eat-in dining, and Includes all stainless appliances — and Washer and Dryer. The living area features a gas-log fireplace, built-in bookcases, high smooth ceilings, and recessed lighting. The primary suite includes a tray ceiling, walk-in closet, double vanity, soaking tub, and separate walk-in shower. All three bedrooms are on the main level, no stairs anywhere in the home. Covered porch and rear patio. The monthly HOA covers all lawn care and grounds maintenance, plus community park, picnic area, and sidewalks. Minutes to I-95 and US-70. FHA, VA, and conventional financing welcome.
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Highlights

Listed by Matthew Fiandach , HomeTowne Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.2

HOA Fee

138 Monthly

Year Built

2018

County

Johnston

 Neighborhood

Bella Square

Listing ID

10174058

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Ice Maker, Microwave, Plumbed For Ice Maker, Range, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Washer, Washer/Dryer Stacked
Air Cond:Central Air
Fireplaces:Family Room,Gas Log,Propane
Floor:Carpet,Hardwood,Vinyl,Wood
Above Ground Sq Ft:1214
Other:
  • ▪ Additional:Bookcases, Built-in Features, Ceiling Fan(s), Chandelier, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Kitchen/Dining Room Combination, Open Floorplan, Primary Downstairs, Recessed Lighting, Smooth Ceilings, Soaking Tub, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Walk-In Shower
Water:Public

Exterior Features

Lot:Back Yard,Landscaped,Open Lot
Garage Capacity:2
Zoning:RES
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters, Covered, Patio, Porch
Sewer:Public Sewer
Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Storage,Attached Garage
Principal Interest
$1,489
Taxes
$169
HOA
$138

Home Price

$265,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,489.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,489.31 $168.94 $138.00 $1,796.25
Yearly $17,871.71 $2,027.25 $1,656.00 $21,554.96
Total $536,151.25 $60,817.50 $49,680.00 $646,648.75

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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