Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

198 Carriage Creek Dr , Smithfield, NC 27577
$465,000
Est. Payment: $2,613.32/mo
3 Bed
3 Bath
2701 Sqft
1.11 Acres
Status: active | Days on site: 7
Get Pre-Qualified
81548 - 107940
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 198 Carriage Creek Drive, a one-owner home where generous spaces, thoughtful details, and peaceful surroundings come together on more than an acre in the Cleveland School District. Built in 2011 by respected local builder Darryl Evans, this home offers 3 bedrooms along with two additional flex spaces that give you plenty of options for a home office, guest space, playroom, hobby room, or whatever fits your next chapter. Custom trim throughout adds character, while the generously sized bedrooms and abundant storage make everyday living easy. Upstairs, a huge finished bonus room adds nearly 700 square feet of permitted living space, creating even more room to spread out, entertain, work, or relax. The primary suite is a comfortable retreat with a spacious bath featuring both a soaking tub and separate shower, along with a huge walk-in closet. Throughout the home, you'll find the kind of storage and flexible space that can be hard to find. Outside may become your favorite part. Enjoy quiet mornings on the trexboard front porch or unwind on the screened porch overlooking a backyard that backs to the woods. With more than an acre, established garden boxes, and plenty of room to enjoy the outdoors, this property offers a peaceful setting without giving up the convenience of the Cleveland area. Add in a two-car garage, low HOA dues, and a home that has been cared for by the same owner since it was built, and 198 Carriage Creek offers the space, flexibility, and setting to feel like home for years to come. BONUS Lender Incentive of 1% of the loan amount up to 5K! Ask you agent about this!

Highlights

Listed by Amy Stanley , LPT Realty, LLC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.11

HOA Fee

18 Annually

Year Built

2011

County

Johnston

Neighborhood

Carriage Creek

Listing ID

10197004

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Water Heater, Free-Standing Gas Range, Free-Standing Range, Free-Standing Refrigerator, Gas Range, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Fuel Tank(s),Satellite Dish
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Blower Fan,Gas Log,Living Room,Masonry,Raised Hearth,Stone
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2701
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Eat-in Kitchen, Entrance Foyer, Living/Dining Room Combination, Pantry, Primary Downstairs, Recessed Lighting, Soaking Tub, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Walk-In Shower
Water:Community Water

Exterior Features

Lot:Garden,Hardwood Trees,Secluded
Zoning:RAG
Roof:Architectural Shingle,Metal
Others:
  • ▪ Additional:Garden, Outdoor Grill, Rain Gutters, Covered, Deck, Enclosed, Front Porch, Patio, Porch, Screened
Sewer:Septic Tank
Parking Features:Attached,Driveway,Garage,Two Car Garage,Attached Garage
Principal Interest
$2,613
Taxes
$296
HOA
$18

Home Price

$465,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,613.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,613.32 $296.44 $18.00 $2,927.75
Yearly $31,359.79 $3,557.25 $216.00 $35,133.04
Total $940,793.70 $106,717.50 $6,480.00 $1,053,991.20

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina