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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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203 Clearwater Dr , Smithfield, NC 27577
$298,900
Est. Payment: $1,500.41/mo
3 Bed
2 Bath
1232 Sqft
Status: pending | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Terri Bias
Operator/Brokerage Owner
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House Description

Move-in ready, affordable, and set on over half an acre--this 3BR/2BA ranch offers the space, privacy, and value that's becoming harder to find under $300K. Inside, you'll find a comfortable, easy-flow layout with laminate hardwood flooring throughout the main living areas and brand-new carpet in the bedrooms, creating a fresh, welcoming feel. The updated kitchen features new granite countertops, a new dishwasher, and stainless steel range, microwave, and refrigerator--all included--making it truly turnkey. Just off the kitchen, the separate laundry room with side entry doubles as a convenient drop zone or mudroom, perfect for everyday living, pets, or unloading groceries. Step outside and enjoy the space so many buyers are looking for. The large back deck is ideal for relaxing or entertaining, while the expansive yard offers room to garden, play, or simply unwind. A small fenced area provides a great spot for pets, and the storage shed adds extra functionality for tools and outdoor equipment. For added peace of mind, the home has been pre-inspected and is receiving a brand-new roof. If you've been searching for a move-in-ready home with land, updates, and strong value under $300K, this one checks all the boxes. Note: The home did not initially syndicate correctly to some websites, so the online days on market may appear longer than the home's true exposure.
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Highlights

Listed by Tracey O'Dowd , 919-395-7532 eXp Realty, LLC - C , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.52

Year Built

2001

County

Johnston

 Neighborhood

Clearwater

Listing ID

10134502

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:1232
Below Ground Sq Ft:0
Basement:Crawl Space
Other:Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen
Other:Public

Exterior Features

Roof:Shingle
Others:Deck
Sewer:Public Sewer
Principal Interest
$1,500
Taxes
$227

Home Price

$298,900

Loan Details

30 yrs
6.43%

Down Payment

20%
$59,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,500.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,500.41 $227.16 $0.00 $1,727.57
Yearly $18,004.92 $2,725.93 $0.00 $20,730.85
Total $540,147.56 $81,777.90 $0.00 $621,925.46

Today's Rates

30 Year

6.43%

20 Year

6.26%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-07-18T13:14:50.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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