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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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124 Freedom Ridge Dr , Smithfield, NC 27577
$440,000
Est. Payment: $2,472.81/mo
3 Bed
2 Bath
2010 Sqft
0.66 Acres
Status: active | Days on site: 131
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2229 - hicksemm,105376
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Terri Bias
Operator/Brokerage Owner

House Description

***LIMITED TIME*** Up to $10,000 in Concessions when you use the preferred Lender and Closing Attorney. With its stunning blue exterior and undeniable cottage charm, this home feels special before you ever step inside. A long driveway creates a beautiful approach and leads seamlessly to the side-load garage, allowing the home's inviting exterior to remain the star of the show. Inside, the thoughtfully designed layout offers just enough space in all the right places. The wide-open floor plan feels airy and connected, while three main-floor bedrooms and an upstairs bonus room provide flexibility without adding rooms you may never use. Beautiful wainscoting, custom trim work, and quality craftsmanship bring warmth and character throughout, proving that a smaller footprint never has to mean sacrificing style. Outside, the private wooded backyard continues the cottage-like feel, creating a peaceful setting to relax, entertain, and enjoy the beauty of nature. Efficient, inviting, and full of personality, this is the kind of home that stands apart from the crowd and feels right from the moment you arrive.

Highlights

Listed by Emma Hicks , and Maggie Schiele , HomeTowne Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.66

HOA Fee

33.33 Annually

Year Built

2026

County

Johnston

Neighborhood

Freedom Ridge

Listing ID

10172039

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Exhaust Fan, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:2010
Other:
  • ▪ Additional:Bathtub/Shower Combination, Ceiling Fan(s), Granite Counters, Kitchen Island, Kitchen/Dining Room Combination, Pantry, Primary Downstairs, Room Over Garage, Walk-In Closet(s)
Water:Public

Exterior Features

Garage Capacity:4
Roof:Architectural Shingle
Others:
  • ▪ Additional:Deck, Rear Porch, Screened
Sewer:Septic Tank
Parking Features:Driveway,Garage,Garage Faces Side,Two Car Garage,Attached Garage

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Oct 17
Sunday 1:00 pm - 3:00 pm Oct 18
Saturday 1:00 pm - 3:00 pm Oct 24
Sunday 1:00 pm - 3:00 pm Oct 25
Saturday 1:00 pm - 3:00 pm Oct 31
Sunday 1:00 pm - 3:00 pm Nov 1
Saturday 1:00 pm - 3:00 pm Nov 7
Sunday 1:00 pm - 3:00 pm Nov 8
Principal Interest
$2,473
Taxes
$281
HOA
$33

Home Price

$440,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$88,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,472.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,472.81 $280.50 $33.33 $2,786.64
Yearly $29,673.78 $3,366.00 $399.96 $33,439.74
Total $890,213.39 $100,980.00 $11,998.80 $1,003,192.19

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T21:51:37.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina