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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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98 Freedom Ridge Dr , Smithfield, NC 27577
$485,000
Est. Payment: $2,484.41/mo
4 Bed
3 Bath
2363 Sqft
Status: active | Days on site: 80
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

***LIMITED TIME*** Up to $10,000 in Concessions when you use the preferred Lender and Closing Attorney. Set well back from the road on nearly an acre, this striking white-and-gray home commands attention from the moment it comes into view. The expansive front yard, side-load garage, and timeless exterior create a presence that's both elegant and unforgettable. Inside, custom craftsmanship takes center stage with beautiful woodwork, detailed trim, and thoughtfully designed spaces throughout. Four bedrooms and a versatile bonus room provide the flexibility to fit the way you live today and tomorrow. The backyard offers room to enjoy without demanding all of your weekends, while the private rear porch feels tucked away from the world. Combined with the home's positioning on the lot, it's a setting that feels surprisingly secluded while still being close to everything you need. Beautiful from the curb, impressive inside, and designed with intention, this is the kind of home that stands apart without ever trying too hard.

Highlights

Listed by Emma Hicks , 336-341-7704 and Maggie Schiele , 919-449-4093 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.95

HOA Fee

400 Annually

Year Built

2026

County

Johnston

Neighborhood

Freedom Ridge

Listing ID

10172049

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Concrete,Laminate
Above Ground Sq Ft:2363
Below Ground Sq Ft:0
Other:
  • Additional:Ceiling Fan(s), Coffered Ceiling(s), Granite Counters, Kitchen Island, Open Floorplan, Pantry, Master Downstairs, Walk-In Closet(s), Bonus Room
Water:Public

Exterior Features

Roof:Shingle
Sewer:Septic Tank
Parking Features:Driveway,Garage,Garage Faces Side

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Aug 29
Sunday 1:00 pm - 3:00 pm Aug 30
Principal Interest
$2,484
Taxes
$309
HOA
$400

Home Price

$485,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,484.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,484.41 $309.19 $400.00 $3,193.59
Yearly $29,812.88 $3,710.25 $4,800.00 $38,323.13
Total $894,386.35 $111,307.50 $144,000.00 $1,149,693.85

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T15:38:14.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina