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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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356 Holland Rd , Smithfield, NC 27577
$250,000
Est. Payment: $1,405.01/mo
3 Bed
1 Bath
1435 Sqft
0.46 Acres
Status: active | Days on site: 145
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81548 - 108789
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Terri Bias
Operator/Brokerage Owner

House Description

PRICE IMPROVEMENT! Now offered at $250,000! Welcome to 356 S Holland Dr, a charming Smithfield home with character you won't find in today's cookie cutter builds. Located at the end of a quiet dead end street with no HOA, this property offers privacy and versatility. The converted garage has its own mini split system and can serve as a home office, gym, den, media room, playroom, or guest retreat. A wired shed provides additional space for storage, hobbies, or a workshop. Enjoy the welcoming front porch shaded by a mature cherry tree, comfortable living spaces filled with natural light, and a spacious yard with room to garden, entertain, or relax. The home is within two miles of downtown Smithfield and less than five miles from the growing Eastfield Crossing development, providing convenient access to Target, BJ's Wholesale Club, Academy Sports + Outdoors, Hobby Lobby, Chick fil A, Olive Garden, and more. Preferred lender incentives may be available. Eligible buyers may qualify for up to $10,000 in Wells Fargo down payment assistance with no repayment required, plus up to $5,000 in closing cost assistance and reduced rate financing through the Dream Plan Home program. Eligibility requirements apply. Buyers should confirm current program terms with the participating lender.

Highlights

Listed by Raquel Beniquez Foreman , LPT Realty, LLC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1965

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10169049

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Oven, Range Hood, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Linoleum
Above Ground Sq Ft:1435
Other:
  • ▪ Additional:Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Downstairs, Shower Only, Walk-In Shower
Water:Public

Exterior Features

Lot:Back Yard,Front Yard,Garden,Many Trees
Zoning:RAG
Roof:Shingle
Others:
  • ▪ Additional:Garden, Rain Gutters, Smart Camera(s)/Recording, Front Porch, Shed(s)
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,405
Taxes
$159

Home Price

$250,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,405.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,405.01 $159.38 $0.00 $1,564.38
Yearly $16,860.10 $1,912.50 $0.00 $18,772.60
Total $505,803.06 $57,375.00 $0.00 $563,178.06

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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