Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

409 Hancock Street A , Smithfield, NC 27577
$449,000
Est. Payment: $2,523.40/mo
4 Bed
3 Bath
2613 Sqft
0.29 Acres
Status: active | Days on site: 13
Get Pre-Qualified
74651 - 88076
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

**Craftsman Charm Meets Modern Convenience in Smithfield** Built in 2025, this beautifully upgraded Craftsman-style home offers the best of both worlds—modern construction with thoughtful, high-end finishes in a desirable downtown Smithfield location. Featuring **4 bedrooms, 2.5 baths, a first-floor primary suite, spacious bonus room, and a generous backyard**, this home is ideal for those who want the convenience of downtown living without the expense and hassle of remodeling an older home. Step inside to 9-foot ceilings, 6-inch baseboards (downstairs), beautiful hardwood flooring throughout the main living areas, staircase, and second-floor hallway, plus updated light fixtures and custom woodworking details. The kitchen is designed for both everyday living and entertaining, featuring quartz countertops, a large island, single-bowl sink, stylish backsplash, pot filler, exhaust fan, wine refrigerator, soft-close cabinetry, pull-out wastebacket, and a large pantry. The **first-floor primary suite** offers convenience and privacy, featuring a tray ceiling and beautiful bath with dual sinks, tiled shower, LED anti-fog mirror, adjustable lighting, and thoughtful finishes. A sliding glass door off the living area opens to a covered rear porch with durable Composite decking, creating an inviting space to relax, dine, or entertain while enjoying the spacious backyard. Upstairs, you'll find three additional bedrooms, a full bath, and a versatile bonus room that can easily adapt to your lifestyle—whether you need a home office, media room, exercise space, playroom, or additional living area. Hardwood flooring continues through the second-floor hallway, while thoughtfully designed stairwell lighting. The **finished garage with utility sink** adds valuable functionality for projects, gardening, pets, or everyday cleanup. Throughout the home, you'll find thoughtful upgrades including custom woodworking, updated light fixtures, practical storage solutions, and quality finishes that make this home truly move-in ready. Enjoy the best of downtown Smithfield living with easy access to local restaurants, shops, parks, community events, and everyday conveniences—all while enjoying the comfort and efficiency of a newer home. **If you've been waiting for a home that feels new without feeling cookie-cutter, this is your opportunity.** Skip the renovation projects, contractor appointments, and unexpected surprises. Come see the upgrades, experience the layout, and imagine yourself living just minutes from downtown Smithfield.

Highlights

Listed by Lizmary Caban , Real Broker, LLC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.29

Year Built

2025

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10195784

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Exhaust Fan, Free-Standing Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:2613
Other:
  • ▪ Additional:Ceiling Fan(s), Crown Molding, Double Vanity, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Quartz Counters, Recessed Lighting, Smart Camera(s)/Recording, Smart Thermostat, Smooth Ceilings, Tray Ceiling(s), Walk-In Closet(s), Walk-In Shower
Water:Public

Exterior Features

Lot:Back Yard,City Lot,Cleared,Level,Open Lot
Zoning:RES
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters, Smart Light(s), Smart Lock(s), Covered, Front Porch, Rear Porch
Sewer:Public Sewer
Parking Features:Attached,Driveway,Garage,Two Car Garage,Attached Garage
Principal Interest
$2,523
Taxes
$286

Home Price

$449,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,523.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,523.40 $286.24 $0.00 $2,809.63
Yearly $30,280.74 $3,434.85 $0.00 $33,715.59
Total $908,422.30 $103,045.50 $0.00 $1,011,467.80

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina