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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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31 Water Oak Dr , Smithfield, NC 27577
$399,900
Est. Payment: $2,247.45/mo
3 Bed
2 Bath
1479.2 Sqft
1.16 Acres
Status: active | Days on site: 28
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74873 - R77197
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Terri Bias
Operator/Brokerage Owner

House Description

Enjoy the feel of a private country retreat without giving up the convenience of town. Situated on just over an acre, this 3-bedroom, 2-bath home offers generous indoor and outdoor living space, including a fenced backyard, large deck, and plenty of room to relax, entertain, or enjoy the outdoors. Inside, the open layout creates an easy flow between the living, kitchen, and dining areas, while the primary suite provides a comfortable getaway with a spacious bath and walk-in closet. One of the home's biggest opportunities is upstairs, where more than 1,000 square feet is already well on its way to becoming finished living space—HVAC and drywall are in place, and plumbing is stubbed for a future bathroom. Whether you envision additional bedrooms, a bonus room, office, gym, or guest space, the possibilities are substantial. With quick access to I-40, Hwy 70, and Hwy 210, this property combines the space and privacy of country living with easy access to Smithfield and the Triangle.

Highlights

Listed by Karl Zellman , Mark Spain Real Estate , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.16

Year Built

2003

County

Johnston

Neighborhood

Walkers Ridge

Listing ID

10192946

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
Air Cond:Central Air,Electric
Fireplaces:Family Room,Gas
Floor:Carpet,Luxury Vinyl
Above Ground Sq Ft:1479
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Separate Shower, Smooth Ceilings, Walk-In Closet(s), Walk-In Shower
Water:Public

Exterior Features

Lot:Back Yard,Cleared,Front Yard
Roof:Shingle
Others:
  • ▪ Additional:Fenced Yard, Private Yard, Rain Gutters, Deck, Front Porch
Sewer:Septic Tank
Parking Features:Additional Parking,Driveway,Garage,Two Car Garage,Attached Garage
Principal Interest
$2,247
Taxes
$255

Home Price

$399,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,247.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,247.45 $254.94 $0.00 $2,502.39
Yearly $26,969.42 $3,059.24 $0.00 $30,028.65
Total $809,082.58 $91,777.05 $0.00 $900,859.63

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina