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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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115 2nd St , Spencer, NC 28159
$339,900
Est. Payment: $1,741.13/mo
4 Bed
2.5 Bath
2528 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

PRICED BELOW APPRAISED VALUE, this fully renovated historic home offers the perfect blend of timeless character, modern updates, and everyday convenience all within an easy commute to Charlotte and Winston-Salem. With over 2,500 square feet of beautifully updated living space, this move-in ready home features spacious rooms, updated finishes, and original hardwood floors. From the inviting front porch to the thoughtful renovations throughout, every detail was designed to preserve the home’s character while providing modern comfort and functionality. Located in a quiet area of Spencer, this property is ideal for buyers looking to enjoy a slower pace of living while still staying conveniently connected to larger surrounding cities, shopping, dining, and major highways. If you’ve been searching for a home with space, personality, and value without paying big-city prices this is a MUST SEE! Schedule your private showing today! All offers subject to short sale approval.
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Highlights

Listed by Tee Marrero , 336-354-8909 Real Broker LLC , 919-348-2585. Triad MLS, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.17

Year Built

1920

County

Rowan

 Neighborhood

None

Listing ID

1217116

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Dishwasher, Exhaust Fan, Range, Ice Maker, Electric Water Heater
Air Cond:Central Air
Fireplaces:Den,Dining Room,Living Room,Primary Bedroom
Floor:Tile,Wood
Basement:Crawl Space
Other:
  • ▪ Additional:Ceiling Fan(s), Dead Bolt(s), Pantry, Master on Main
Water:Public

Exterior Features

Lot:Historic District
Lot Dimensions:50 x 145
Others:
  • ▪ Additional:Garden
Sewer:Public Sewer
Principal Interest
$1,741
Taxes
$217

Home Price

$339,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$67,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,741.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,741.13 $216.69 $0.00 $1,957.82
Yearly $20,893.60 $2,600.24 $0.00 $23,493.84
Total $626,808.08 $78,007.05 $0.00 $704,815.13

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spencer, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2024 Triad MLS, Inc. All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. This site will be monitored for ‘scraping’ and any use of search facilities of data on the site other than by potential buyers/sellers is prohibited. All Sale data is for informational purposes only and is not an indication of a market analysis or appraisal. Properties marked with the Triad MLS, Inc. icon are provided courtesy of the Triad MLS, Inc.’s, Internet Data Exchange Database.

Data last updated: 2026-08-24T14:22:49.000Z

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