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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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307 Sowers Ferry Rd , Spencer, NC 28144
$359,000
Est. Payment: $1,838.97/mo
3 Bed
2 Bath
1790 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

**NEW CONSTRUCTION** SITTING ON .55 ACRE wooded and private lot. Blending style and functionality, this home offers a spacious and open concept with an abundance of natural light. Designer features throughout including quartz countertops, tile floors in the bathrooms and LVP flooring in main living areas. Home offers an oversized primary bedroom with large walk-in closet, on suite with dual vanities, 5' shower with tile surround, frameless shower door and linen closet. Abundance of storage offered in this home with a large laundry room, flex room off the laundry that could be a pocket office and a walk-in pantry. Rear covered porch with extended patio offers outdoor relaxation and space for entertaining. Extras also include a large driveway for guest parking, finished garage and spray foam insulation to help with utility bills.

Highlights

Listed by Dale Olson , 704-226-2588 Dleeo Realty Services , 704-226-2588. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.55

Year Built

2026

County

Rowan

Neighborhood

None

Listing ID

4384527

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave
Air Cond:Central Air,Electric,Heat Pump
Fireplaces:Electric,Family Room
Floor:Tile,Vinyl
Above Ground Sq Ft:1790
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Kitchen Island, Open Floorplan, Split Bedroom, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Private
Lot Dimensions:217X170X128X154X80
Zoning:SFR
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener
Principal Interest
$1,839
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,838.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,838.97 $228.86 $0.00 $2,067.84
Yearly $22,067.68 $2,746.35 $0.00 $24,814.03
Total $662,030.31 $82,390.50 $0.00 $744,420.81

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spencer, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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