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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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217 E Miller St , Spindale, NC 28160
$389,900
Est. Payment: $2,191.25/mo
4 Bed
3 Bath
3781 Sqft
0.72 Acres
Status: active | Days on site: 5
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NCM21500 - lflrdbr,66056
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Terri Bias
Operator/Brokerage Owner

House Description

Space, privacy, and flexibility come together in this beautiful brick home, offering a unique opportunity for comfortable everyday living, entertaining, and extended-family accommodations. Located at the end of the street and surrounded by woods, the property offers a peaceful sense of privacy while still providing plenty of usable living space both inside and out. The main level features beautifully refinished hardwood floors throughout, three bedrooms, two full baths, a dining room, and a beautifully remodeled kitchen complete with a six-burner gas range. The inviting living room features a wood-burning fireplace with a wood stove insert and blower, creating a warm and cozy gathering space. From the living room, step outside onto the large deck overlooking the private backyard and natural surroundings. The finished lower level provides a true second living space, complete with its own kitchen, full bath, bedroom, and large living area—an ideal setup for extended family, guests, or those looking for additional private living space. A two-car garage serves the main level, while a separate one-car garage at the lower level provides additional parking, storage, or workspace. Numerous improvements add to the home’s appeal, including updated windows, a newer roof, and added insulation. Outside, the property becomes a haven for wildlife and nature enthusiasts. Deer visit regularly, while thoughtfully planted landscaping attracts butterflies and birds. Established fruit trees—including pear, peach, apple, and plum—add beauty and seasonal enjoyment. With its flexible two-level layout, extensive updates, multiple garages, beautiful hardwood floors, remodeled kitchen, inviting fireplace, and private wooded setting, this brick home offers a distinctive combination of comfort, functionality, and connection to nature.

Highlights

Listed by David Brown , 828-429-6227 and Sandy Campbell , 828-429-6227 4 Seasons Homes and Land, Inc , 828-429-6227. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.72

Year Built

1974

County

Rutherford

Neighborhood

None

Listing ID

4428856

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Gas Cooktop, Microwave, Refrigerator, Wall Oven, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room,Insert,Living Room,Wood Burning,Wood Burning Stove
Above Ground Sq Ft:2381
Below Ground Sq Ft:1400
Basement:Basement Garage Door,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Built-in Features, Kitchen Island, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cul-De-Sac,Orchard(s)
Zoning:None
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Basement,Circular Driveway,Attached Garage,Garage Door Opener
Principal Interest
$2,191
Taxes
$249

Home Price

$389,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,191.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,191.25 $248.56 $0.00 $2,439.81
Yearly $26,295.02 $2,982.74 $0.00 $29,277.75
Total $788,850.46 $89,482.05 $0.00 $878,332.51

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spindale, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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