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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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845 Spindale St , Spindale, NC 28160
$247,000
Est. Payment: $1,265.25/mo
2 Bed
2 Bath
956 Sqft
Status: active | Days on site: 115
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Nearly new ranch home on point .79 acre lot with no HOA! This adorable home features a nice open living area with grand cathedral ceiling and luxury vinyl plank flooring which seamlessly opens to the beautiful kitchen and dining area. The large open space lends to several seating options and is also great for entertaining and gatherings over the holidays! You'll love the beautiful upgrades in the kitchen including granite counters, farmhouse sink, tile backsplash, built in pantry, hood vent, soft close cabinetry and stainless refrigerator. The dining area leads to the wonderful back porch, almost 400 sqft in size, mostly enclosed but has a screen perimeter along the top for nice ventilation along with a vaulted ceiling. Relax in the large primary suite, complete with walk-in closet, ceiling fan and upgraded bath with a beautiful tile surround shower. Bedroom 2 is ample in size and has 2 closets. The large lot is entirely fenced and has 3 like-new outbuildings providing tons of storage space. There is plenty of parking in the concrete driveway and also side gravel area for extra vehicles, camper, etc. Conveniently connected to city water and city sewer. This home has amazing views of the surrounding mountains and is located close to town with shopping, dining, healthcare, Lowes, Walmart and so much more! Qualifies for USDA financing with NO down payment.

Highlights

Listed by Shelly Jones , 704-562-8752 EXP Realty LLC , 888-584-9431. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.79

Year Built

2023

County

Rutherford

Neighborhood

None

Listing ID

4373867

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:956
Below Ground Sq Ft:0
Other:
  • Additional:Open Floorplan, Walk-In Closet(s), Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,265
Taxes
$157

Home Price

$247,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$49,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,265.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,265.25 $157.46 $0.00 $1,422.72
Yearly $15,183.05 $1,889.55 $0.00 $17,072.60
Total $455,491.61 $56,686.50 $0.00 $512,178.11

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spindale, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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