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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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117 Richmond Ct , Spindale, NC 28160
$379,000
Est. Payment: $1,941.42/mo
2 Bed
2 Bath
1395 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to easy living in Sparks Crossing, a charming 55+ community convenient to shopping, dining, healthcare and everyday amenities. This well-maintained 2BR/2BA brick home offers approximately 1,395 SF with a comfortable, thoughtfully designed floor plan and an oversized 2-car garage. Recent improvements include luxury vinyl plank flooring and plantation shutters throughout, giving the home a fresh, updated feel. The inviting living room features a gas-log fireplace, while the kitchen offers granite countertops, stainless steel appliances, soft-close cabinetry and a pantry. The spacious primary suite includes a walk-in closet and private bath with tiled shower. Enjoy outdoor living from the welcoming covered front porch or relax on the screened rear porch overlooking the backyard. Additional features include wide doorways, vaulted ceilings, and floored attic storage. The oversized garage offers an insulated door, non-skid epoxy floor and additional storage. Lawn maintenance is included through the HOA, allowing more time to enjoy a low-maintenance lifestyle. Community amenities include paved roads, public water & sewer, underground utilities and direct access to the Thermal Belt Rail Trail.

Highlights

Listed by Sherry Reavis , 828-429-2686 RE/MAX Journey , 828-395-2222. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

120 Monthly

Year Built

2021

County

Rutherford

Neighborhood

Sparks Crossing

Listing ID

4408168

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
Air Cond:Heat Pump
Fireplaces:Gas Log,Living Room
Floor:Vinyl
Above Ground Sq Ft:1395
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace, Master on Main
Water:Public

Exterior Features

Zoning:R-6
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$1,941
Taxes
$242
HOA
$120

Home Price

$379,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$75,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,941.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,941.42 $241.61 $120.00 $2,303.04
Yearly $23,297.07 $2,899.35 $1,440.00 $27,636.42
Total $698,912.22 $86,980.50 $43,200.00 $829,092.72

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spindale, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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