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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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126 Shining Water Ln , Spring Lake, NC 28390
$449,900
Est. Payment: $2,528.45/mo
5 Bed
3 Bath
2900 Sqft
0.33 Acres
Status: active | Days on site: 148
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Terri Bias
Operator/Brokerage Owner

House Description

**WELCOME HOME, MILITARY FAMILIES!** SELLER WILL PROVIDE UP TO $5K IN CLOSING COSTS WITH A FULL PRICED OFFER!! Imagine coming home from a demanding day at Fort Bragg to a beautifully crafted custom home where comfort, privacy, and everyday convenience come together. Welcome to **126 Shining Water Lane**, tucked inside the gated, highly desirable **Anderson Creek Club** in Spring Lake. With approximately **2,900 square feet, 5 bedrooms, 2.5 baths, and a spacious 2-car side-load garage**, this home is designed for the way military families actually live—with room for family, guests, home offices, hobbies, and all the gear that comes with an active lifestyle. Inside, you'll find **soaring ceilings, gorgeous hardwood floors throughout, and an open-concept design** filled with natural light. The gourmet kitchen features custom cabinetry and generous prep space, flowing effortlessly into the living and dining areas—perfect for family dinners, entertaining friends, or hosting your favorite people before the next PCS move. The spacious primary suite offers a private retreat with a spa-inspired glamour bath, while built-in closet organizers provide the storage today's busy household needs. **But the backyard is where this home truly stands apart.** Backing to a peaceful wooded park area with beautiful pond views, the outdoor space was created for making memories. Enjoy natural-stone hardscaping, a custom built-in barbecue grill, and a cozy fire pit—perfect for weekend cookouts, relaxing evenings, and entertaining fellow military families. Anderson Creek Club adds another layer of lifestyle value with access to **golf, fitness facilities, swimming, tennis, fishing, nature trails, water activities, parks, and family-friendly amenities**. For military buyers, location matters—and this home delivers the combination of **proximity to Fort Bragg, gated-community living, generous living space, and resort-style amenities** that makes settling into your next chapter feel easy. Whether you're a first-time military homebuyer, a growing family, a senior leader looking for an exceptional home, or a military family ready to put down roots, **126 Shining Water Lane offers more than a place to live—it offers a place to come home to.** **Your next mission: Come see why this one feels different.**

Highlights

Listed by Tiviley Slack , Keller Williams Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

567 Monthly

Year Built

2004

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

10168194

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Refrigerator, Water Heater
Air Cond:Electric,Heat Pump
Fireplaces:
Floor:Ceramic Tile,Hardwood
Above Ground Sq Ft:1687
Below Ground Sq Ft:1213
Water:Public

Exterior Features

Zoning:RA-20R
Roof:Shingle
Sewer:Public Sewer
Parking Features:Two Car Garage,Garage,Attached Garage
Principal Interest
$2,528
Taxes
$287
HOA
$567

Home Price

$449,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,528.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,528.45 $286.81 $567.00 $3,382.26
Yearly $30,341.44 $3,441.74 $6,804.00 $40,587.17
Total $910,243.19 $103,252.05 $204,120.00 $1,217,615.24

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina