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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16 Cottswold Ln , Spring Lake, NC 28390
$434,999
Est. Payment: $2,444.71/mo
5 Bed
3 Bath
3154 Sqft
Status: active | Days on site: 15
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LP38700 - LPlynntx
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

**VA Assumable rate 2.75%** Welcome to this well-maintained spacious home nestled in the gated golf community of Anderson Creek Club. Boasting a BRAND NEW ROOF, 4 bedrooms, 2.5 bathrooms, Bonus room, 2-car garage and fenced yard. With beautiful hardwoods throughout, the foyer is spacious offering a formal living room/office/playroom or dining at the front of the home. The kitchen features modern cabinets, SS appliances, beautiful counters and flows lovely into the dining nook and living room. The 1st floor houses a walk in laundry room with utility sink. The primary is on the 1st floor with an attached ensuite showcasing dual sinks, dual custom closets, stand up shower, soaker tub and closet toilet. The 2nd floor you will find 3 additional generous size bedrooms with ample closet space, a large bonus/media room (could be a 5th bedroom) and a full bathroom. The screened in back porch is perfect for relaxing and overlooking the fenced in backyard with fire pit. Storage closets galore to include walk in unfinished attic storage. Enjoy walks on the sidewalks around Carriage Square and all of the amenities this wonderful community has to offer. Including lawn care, 100MB internet, 24/7 security, pool/splash pad, clubhouse/gym/lap pool/tennis/volleyball/basketball/Pickle ball, dog park, canoes, paddle boats, trails & more. Located to shopping and dining with a 30 minute commute to Fort Bragg, an hour or so to RDU, less than an hour to Cary, Fuquay, Holly Springs. Come tour this gorgeous property.
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Highlights

Listed by TIFFANY BROCK , STILL WATERS REAL ESTATE , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

HOA Fee

315 Monthly

Year Built

2007

County

Harnett

 Neighborhood

Anderson Creek Club

Listing ID

768608

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1

Exterior Features

Parking Features:Two Car Garage,Garage,Detached Garage

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Oct 24
Principal Interest
$2,445
Taxes
$277
HOA
$315

Home Price

$434,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,444.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,444.71 $277.31 $315.00 $3,037.02
Yearly $29,336.51 $3,327.74 $3,780.00 $36,444.25
Total $880,095.31 $99,832.27 $113,400.00 $1,093,327.58

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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