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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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39 Little Valley Dr , Spring Lake, NC 28390
$492,379
Est. Payment: $2,767.19/mo
4 Bed
3 Bath
2432 Sqft
0.23 Acres
Status: active | Days on site: 12
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to The Cambridge by Caviness & Cates, a thoughtfully designed 4-bedroom, 3-bath home with a spacious bonus room. The inviting great room features a cozy fireplace and flows seamlessly into the open kitchen and dining area. The kitchen offers a large island with a sink overlooking the great room, ample cabinetry, and a pantry. Enjoy backyard views from the dining area, which provides direct access to the rear covered porch.The first-floor primary suite includes a walk-in closet and private bath with dual sinks, a walk-in shower, and linen closet. Two additional bedrooms are also located on the main level, each featuring a walk-in closet and convenient access to a full hall bath with a tub/shower combination. A laundry room is conveniently positioned near the garage entry.Upstairs, you’ll find the fourth bedroom, a full bath with a tub/shower combination and linen closet, plus a versatile bonus room. The home is complete with a two-car garage.Living in Anderson Creek Club means enjoying resort-style amenities, including multiple pools, pickleball, basketball, and volleyball courts as well as a soccer field, catch and release fishing ponds, walking trails, parks, playgrounds, fitness facilities, and an active community calendar. POA dues also include high-speed internet, recycling services, 24/7 gated security.Call us for current incentives.

Highlights

Listed by TEAM ACC POWERED BY AC REALTY , AC REALTY , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

269 Monthly

Year Built

2026

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

770259

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Range
Air Cond:Central Air,Electric
Fireplaces:Electric
Floor:Hardwood,Luxury Vinyl,Tile,Vinyl
Other:
  • ▪ Additional:Double Vanity, Kitchen Island, Kitchen/Dining Room Combination, Primary Downstairs, Walk-In Shower

Exterior Features

Zoning:PND - Planned Neighborhoo
Others:
  • ▪ Additional:Playground, Covered
Parking Features:Attached,Two Car Garage,Garage,Attached Garage
Principal Interest
$2,767
Taxes
$314
HOA
$269

Home Price

$492,379

Loan Details

30 yrs
7.548%

Down Payment

20%
$98,476
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,767.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,767.19 $313.89 $269.00 $3,350.08
Yearly $33,206.24 $3,766.70 $3,228.00 $40,200.94
Total $996,187.22 $113,000.98 $96,840.00 $1,206,028.20

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina