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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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45 Shining Water Ln , Spring Lake, NC 28390
$384,900
Est. Payment: $1,971.65/mo
3 Bed
3 Bath
2483 Sqft
Status: active | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Well-maintained and beautifully updated home in the gated, golf course community of Anderson Creek Club. The main floor features a formal living room or office with French doors, a formal dining room, and an open family room with a gas fireplace with blower. The adjacent open kitchen includes a breakfast nook and a pantry with a stylish barn door. Conveniently located off the kitchen are the laundry room, a second office area, access to the double garage, and a half bath for guests. Downstairs floors have been refinished. Hardwood floors throughout (no carpet). All bedrooms are located upstairs, including a spacious owner's suite with dual vanities, a separate shower, a jetted tub, water closet, and ample storage. The second floor also features two additional bedrooms, a large bonus room, and a full bath. Beautiful stair rails and tasteful accents throughout complete the home's exquisite design. Outside, you will find a beautifully double enclosed fenced backyard equipped with an irrigation system and a large concrete patio. Perfect for your grill and entertaining. This home is walking distance to the many onsite amenities such as pool, splashpad, tennis courts, pickleball court, playgrounds, walking trails and more. The monthly dues also include internet service, recycling and 24/7 onsite security, fitness center along with the many other amenities to explore. Did you know there was a dining option in ACC? That's right! Right in your own neighborhood you have an onsite restaurant with weekly specials, entertainment, a full bar, an onsite pro shop and hotel Inn for those extra visitors. Making this truly an unforgettable place to call home. Grab your agent and schedule your a tour today!

Highlights

Listed by MELISSA CRUMLEY , 910-366-1791 PINELAND REALTY LLC , 910-366-1791. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

269 Monthly

Year Built

2005

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP766072

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Range, Refrigerator
Floor:Hardwood,Tile,Vinyl
Basement:Crawl Space
Other:
  • Additional:Bathtub/Shower Combination, Ceiling Fan(s), Entrance Foyer, Granite Counters, Kitchen Island, Open Floorplan, Separate Shower, Storage, Walk-In Closet(s), Walk-In Shower, Water Closet, Whirlpool Tub

Exterior Features

Lot:Level,Wooded
Lot Dimensions:.30
Others:
  • Additional:Fenced Yard, Playground, Rain Gutters, Tennis Court(s), Patio
Parking Features:Attached,Garage Door Opener
Principal Interest
$1,972
Taxes
$245
HOA
$269

Home Price

$384,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$76,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,971.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,971.65 $245.37 $269.00 $2,486.02
Yearly $23,659.75 $2,944.49 $3,228.00 $29,832.23
Total $709,792.38 $88,334.55 $96,840.00 $894,966.93

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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