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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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98 Cottswold Ln , Spring Lake, NC 28390
$325,000
Est. Payment: $1,631.43/mo
4 Bed
3 Bath
2054 Sqft
Status: active | Days on site: 149
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Terri Bias
Operator/Brokerage Owner
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House Description

**Seller Concession**- $5,000 to buyer to use as they choose. Welcome to this stunning 4-bedroom, 2.5-bath home inside the prestigious, gated community of Anderson Creek Club. Designed with both comfort and functionality in mind, this home offers the perfect blend of elegance and everyday living. Step inside to a warm and inviting family room anchored by a cozy fireplace—ideal for relaxing evenings or gathering with friends. The spacious eat-in kitchen provides ample room for entertaining, casual dining, and making lasting memories. Just beyond, enjoy your serene covered back deck, the perfect retreat for morning coffee or unwinding at the end of the day. The first-floor primary suite is a true sanctuary, featuring a tray ceiling, dual vanities, a walk-in shower, soaking tub, and a generous walk-in closet. Upstairs, three well-sized bedrooms offer flexibility for family, guests, or a dedicated home office space. Living in Anderson Creek Club means enjoying resort-style amenities every day—fitness center, multiple pools, walking trails, clubhouse, playgrounds, on-site dining, and a championship golf course. With a strong sense of community and social events throughout the year, it’s more than a neighborhood—it’s a lifestyle. Conveniently located near Fort Bragg, this home offers both luxury and accessibility. Schedule your private showing today and experience the lifestyle that makes Anderson Creek Club one of the area’s most sought-after communities. Your next chapter starts here.
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Highlights

Listed by TEAM JONES , 910-920-0406 RE/MAX CHOICE , 910-483-7500. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

315 Monthly

Year Built

2005

County

Harnett

 Neighborhood

Anderson Creek Club

Listing ID

LP757540

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:131' x 61' x 131' x 61'
Principal Interest
$1,631
Taxes
$207
HOA
$315

Home Price

$325,000

Loan Details

30 yrs
6.43%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,631.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,631.43 $207.19 $315.00 $2,153.61
Yearly $19,577.11 $2,486.25 $3,780.00 $25,843.36
Total $587,313.34 $74,587.50 $113,400.00 $775,300.84

Today's Rates

30 Year

6.43%

20 Year

6.26%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-07-18T19:14:58.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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