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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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609 Francis Ct , Spring Lake, NC 28390
$189,900
Est. Payment: $972.76/mo
3 Bed
2 Bath
1537 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome home to this charming all-brick residence perfectly positioned on a spacious corner lot surrounded by mature trees that provide both beauty and shade. Offering a functional split-level floor plan with 3 bedrooms and 2 full bathrooms, this home blends comfort, character, and everyday convenience. Step inside to a bright and inviting living area featuring fresh paint and elegant chair rail detailing, creating a warm space to gather with family and friends. The kitchen is designed for both cooking and entertaining with ample cabinetry, a convenient peninsula with bar seating, newer fingerprint-resistant stainless steel appliances, and a sunny dining area filled with natural light. The upper level includes two generously sized secondary bedrooms, a full hall bath, and a private primary suite complete with its own en-suite bathroom featuring a walk-in shower. Downstairs, you'll find a versatile bonus room that can easily serve as a home office, playroom, workout space, or media room, along with the laundry area, additional storage, and direct access to the backyard. Outside, enjoy a fully fenced backyard that's ready for outdoor fun, gardening, or pets, complete with an included playset. Conveniently located near shopping, dining, parks, schools, and everyday amenities, this home also offers an easy commute to Simmons Army Airfield (approximately 10 minutes), Fort Bragg (15 minutes), Cape Fear Valley Hospital (20 minutes), and Fayetteville Regional Airport (30 minutes). Whether you're searching for your first home or simply looking for more space in a great location, this move-in-ready property is one you won't want to miss.

Highlights

Listed by Sheila Garcia Holloway , 910-238-6341 ERA Live Moore , 919-500-7570. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.34

Year Built

1973

County

Cumberland

Neighborhood

Holly Hill

Listing ID

10181152

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Vinyl,Tile,Wood
Above Ground Sq Ft:1537
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Ceiling Fan(s), Chandelier, Crown Molding, Entrance Foyer, Recessed Lighting, Walk-In Shower
Water:Public

Exterior Features

Zoning:Res Single Fam
Roof:Shingle
Others:
  • Additional:Fenced Yard, Covered, Front Porch, Porch
Sewer:Public Sewer
Parking Features:Attached,Concrete,Driveway,Garage,Garage Faces Side
Principal Interest
$973
Taxes
$227

Home Price

$189,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$37,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$972.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $972.76 $227.10 $0.00 $1,199.86
Yearly $11,673.12 $2,725.20 $0.00 $14,398.32
Total $350,193.75 $81,756.00 $0.00 $431,949.75

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina