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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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135 Valley Stream Rd , Spring Lake, NC 28390
$470,000
Est. Payment: $2,407.57/mo
5 Bed
3 Bath
3102 Sqft
Status: active | Days on site: 104
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Wow! $1,000 Home Warranty, $1,500 For Moving Expenses, and $5,000 Use as You Choose! This exceptional 5-BDs, 3BA 3 story home with 3 potential shared living spaces! Located in Anderson Creek Club. Step inside on premium hardwood flooring and find an open floor plan with brand new light fixtures! The spacious kitchen completely open to the living room features stainless steel appliances, abundant counter space, a large pantry, granite counter-tops, that flows seamlessly into the breakfast nook. A formal dining room allows natural light to flow in and is perfect for sitting large families! Find a first-floor bedroom with a full bathroom convenient for guests or an office space. Upstairs, is a massive loft, the oversized primary suite with a walk-in closet, double vanity, tiled shower, and relaxing soaker tub. Three additional guest bedrooms have ample space with walk-in closets. The versatile third-floor space is fully finished and can serve as an entertainment room, recreation area, private guest suite, or additional bedroom. Step outside to enjoy the screened-in porch overlooking the aluminum fenced backyard. Continue to explore the outdoors by exiting the rear of the fence. It is conveniently located near the back access gate saving over 10 min drive to the main gate. Need to travel to Fort Bragg? Too easy, this home is approx. 22 mins from an access gate! The bus stop is a quick walk away allowing you to see your kids safely board. Recent updates are freshly painted walls, HVAC 2022, HVAC, 2023, and complete third floor!! This is the place you want to call home!! Ask about the 2.75% Assumable Interest Rate!! The POA fee includes internet, and residents enjoy 24-hour manned gate access, Anderson Creek Charter School, along with an array of community amenities including pools & splashpad, playgrounds, golf course, community inn and restaurant, scenic nature trails, ponds, pickleball, tennis courts, fitness center, fishing and more.

Highlights

Listed by CRYSTAL MONTZ , 910-723-2698 DREAMS MADE REALTY GROUP , 910-500-3220. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

269 Monthly

Year Built

2013

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP762362

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:
Floor:Carpet,Hardwood,Tile,Vinyl
Basement:Crawl Space
Other:
  • Additional:Ceiling Fan(s), Double Vanity, Entrance Foyer, Separate Shower

Exterior Features

Others:
  • Additional:Fenced Yard, Playground, Rain Gutters, Tennis Court(s), Covered, Patio, Porch, Screened
Parking Features:Attached
Principal Interest
$2,408
Taxes
$300
HOA
$269

Home Price

$470,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,407.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,407.57 $299.63 $269.00 $2,976.19
Yearly $28,890.83 $3,595.50 $3,228.00 $35,714.33
Total $866,724.92 $107,865.00 $96,840.00 $1,071,429.92

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T17:35:59.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina