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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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24 Polk St , Spring Lake, NC 28390
$305,000
Est. Payment: $1,714.11/mo
4 Bed
3 Bath
2154 Sqft
Status: active | Days on site: 13
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Terri Bias
Operator/Brokerage Owner

House Description

Hey future homeowner, this might be the one you’ve been waiting for! 24 Polk Street offers plenty of space, great updates, and a backyard you’ll actually want to enjoy. Inside, you’ll find fresh new interior paint, new carpet, a comfortable living area with a fireplace, a spacious kitchen and dining area, a primary suite, and three additional bedrooms. The home also features two new HVAC systems and fresh exterior paint, giving you some of the big updates already taken care of. Step outside and you’ll find a pool ready for those warm North Carolina days, plus a shed for extra storage. The attached garage gives you even more parking and storage space. Conveniently located near shopping, dining, schools, major commuting routes, and the Fort Bragg area. If you’ve been looking for a home with space, updates, and a pool, you’ll definitely want to put this one on your list to see! Seller offering concessions with an acceptable offer.Lender incentives available when using the preferred lender, Charles Skinner with Edge Home Finance. For more information, contact Charles Skinner directly at (949) 285-3352 or charles.skinner@edgehomefinance.com, or apply online at https://edge.my1003app.com/2122713/agent/whitleywright/register?time=1767630148661Listing agent has an ownership interest in the property.

Highlights

Listed by WHITLEY WRIGHT , BOWDEN ELITE REALTY , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

HOA Fee

125 Annually

Year Built

2006

County

Harnett

Neighborhood

Overhills Creek

Listing ID

769784

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Floor:Hardwood,Tile,Vinyl

Exterior Features

Parking Features:Attached,Two Car Garage,Garage,Attached Garage
Principal Interest
$1,714
Taxes
$194
HOA
$125

Home Price

$305,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$61,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,714.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,714.11 $194.44 $125.00 $2,033.55
Yearly $20,569.32 $2,333.25 $1,500.00 $24,402.57
Total $617,079.74 $69,997.50 $45,000.00 $732,077.24

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T19:53:58.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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