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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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321 Stone Cross Dr , Spring Lake, NC 28390
$318,900
Est. Payment: $1,633.56/mo
3 Bed
2 Bath
1850 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

** Update, seller is offering $2500 in seller concessions with acceptable offer**Welcome home to this charming 3bd 2ba brick ranch in the the desirable Stone Cross community. Perfectly located close to schools, shopping, dining and everyday conveniences. This well loved home offers both comfort and accessibility. Inside you will find a functional layout with spacious living areas. The master has WIC, jetted tub, with separate shower. The two additional bedrooms and full bath are located on the opposite side of the home. The inviting Florida room provides the perfect spot to relax, read, or have your morning coffee or tea. Accessibility features include a ramp on both the deck and in the garage. The screened porch, deck and fenced rear yard are ideal for outdoor gatherings, peaceful evenings, or simply enjoying the great NC seasons. HVAC replaced 11/2022, Roof and vapor barrier in 2019. Hot water heater replaced 11/2025. The inside has been recently painted, carpets are clean and some rooms barely walked on. There is a 12 x 24 wired shed. the home is also wired for a generator. This home is a wonderful opportunity for buyers looking for the perfect move in ready place to call home! Schedule your showing today.

Highlights

Listed by TONI HENSLEY , 910-308-4640 CENTURY 21 The Realty Group , 910-485-7800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.41

Year Built

1999

County

Harnett

Neighborhood

Stone Cross

Listing ID

LP762761

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Range, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:Gas Log
Floor:Hardwood,Tile
Basement:Crawl Space
Other:
  • Additional:Ceiling Fan(s), Double Vanity, Open Floorplan, Master Downstairs, Walk-In Closet(s)

Exterior Features

Zoning:RA-20 - Residential Agric
Others:
  • Additional:Fenced Yard, Rain Gutters, Deck, Front Porch, Porch, Screened
Parking Features:Attached
Principal Interest
$1,634
Taxes
$203

Home Price

$318,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$63,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,633.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,633.56 $203.30 $0.00 $1,836.86
Yearly $19,602.74 $2,439.59 $0.00 $22,042.32
Total $588,082.08 $73,187.55 $0.00 $661,269.63

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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