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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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307 Elaine St , Spring Lake, NC 28390
$174,900
Est. Payment: $982.94/mo
3 Bed
1 Bath
1026 Sqft
0.24 Acres
Status: active | Days on site: 21
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3235 - 94897
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Motivated Seller has just reduced the price by $5,000! Make your showing appointment today to see this tastefully updated three-bedroom, one-bathroom, one-story home in Spring Lake. Situated on a generous .24-acre lot, the property offers plenty of outdoor space for landscaping, gardening, recreation, or simply enjoying the yard. The kitchen has been remodeled with new cabinets, butcher block countertops, tile backsplash, and appliances. The bathroom has also been updated with a new tub and shower with ceramic tile, along with a new vanity, sink, lighting, and hardware. Additional improvements include new windows and blinds, replacement of all interior and exterior doors, fresh interior paint, and new flooring in the kitchen and laundry area. Insulation has been added in the attic and crawl space, along with a new vapor barrier. With these updates already completed, this home is ready for its next owner.
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Highlights

Listed by Pam Kitto , Coldwell Banker HPW , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.24

Year Built

1962

County

Cumberland

 Neighborhood

To Be Added

Listing ID

10194432

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range, Microwave, Refrigerator
Air Cond:Central Air,Electric,Heat Pump
Fireplaces:
Floor:Luxury Vinyl
Above Ground Sq Ft:1026
Other:
  • ▪ Additional:Bathtub/Shower Combination, Bookcases, Eat-in Kitchen, Recessed Lighting, Smooth Ceilings
Water:Public

Exterior Features

Lot:Back Yard,Few Trees,Front Yard,Level
Roof:Architectural Shingle
Others:
  • ▪ Additional:Storage, Shed(s)
Sewer:Public Sewer
Parking Features:Driveway,Gravel
Principal Interest
$983
Taxes
$111

Home Price

$174,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$34,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$982.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $982.94 $111.50 $0.00 $1,094.44
Yearly $11,795.33 $1,337.99 $0.00 $13,133.31
Total $353,859.82 $40,139.55 $0.00 $393,999.37

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spring Lake, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T19:53:58.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina