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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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102 Phillips Rd , Spruce Pine, NC 28777
$360,000
Est. Payment: $2,023.21/mo
3 Bed
2 Bath
1500 Sqft
0.6 Acres
Status: active | Days on site: 1
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NCM33710 - 68569
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

CLOSE LOCATION TO TOWN + IN-GROUND POOL + STORAGE Ideally situated close to Downtown Spruce Pine and neighboring Avery County, this home also offers convenient access to many different areas of the High Country. Inside, the home offers a practical and flexible layout with its 3 bedrooms, including a bonus room currently being utilized as a laundry room. Prefer to keep your laundry separate? You have the option of utilizing the laundry area in the garage instead. The home has seen several updates within the past few years, including new granite countertops, cabinets, refrigerator, Trex decking, and a new pool liner, along with a new water heater. These improvements provide the move in ready feel you are searching for! Outside, the property offers a spacious yard with room to play, garden, entertain, or simply enjoy the outdoors. The in-ground pool is the perfect centerpiece for summer gatherings and relaxing mountain days. With flexible living spaces, a generous yard, in-ground pool, and a location close to town and amenities, 102 Phillips Rd offers the kind of convenience and versatility that's not be put for sale as often!
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Highlights

Listed by Kelly Pittman Jones , 828-385-1629 Proper Realty LLC , 828-520-1560. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.6

Year Built

1995

County

Mitchell

Listing ID

4427122

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1500
Basement:Exterior Entry,Interior Entry
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Private Sewer
Parking Features:Basement,Driveway
Principal Interest
$2,023
Taxes
$230

Home Price

$360,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$72,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,023.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,023.21 $229.50 $0.00 $2,252.71
Yearly $24,278.55 $2,754.00 $0.00 $27,032.55
Total $728,356.41 $82,620.00 $0.00 $810,976.41

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Spruce Pine, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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