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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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520 Washburn Rd , Spruce Pine, NC 28777
$625,000
Est. Payment: $3,201.55/mo
3 Bed
3 Bath
4094 Sqft
Status: active | Days on site: 4
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Terri Bias
Operator/Brokerage Owner

House Description

SPACIOUS Tri-Level HOME on 5.41 PRIVATE Wooded Acres is MOVE-IN Ready and conveniently located just outside Spruce Pine! Discover the perfect blend of privacy, comfort, and space in this beautifully restored 3BR/2.5BA Home w/circular driveway with direct access to state paved road. Offering approx. 4,000 sq ft, this exceptional property is designed for both everyday living and entertaining. Step inside to a welcoming foyer that leads to dining, kitchen and living rooms. The spacious living room features beamed cathedral ceiling, large brick fireplace w/gas logs and blower plus full mantel. Three sliding doors open to an expansive deck. The fully equipped kitchen with center island, breakfast bay area, and an abundance of solid wood cabinets w/glass-front accents offers ample space for making the perfect meal or relaxing with a cup of coffee. The adjoining dining room with beamed ceiling plus skylights showcases brick accent wall plus attractive wall mural. The sliding doors open to wraparound deck which extends to dining area w/deck heater for year round enjoyment. The upper level offers a spacious primary suite with vaulted ceiling, brick fireplace w/Buck Stove insert and sliding doors to a private deck overlooking the peaceful back yard. The large primary bath w/vaulted ceiling features a soaking tub, separate shower, double vanity, and generous built-in cabinetry & closets. Convenient laundry area in primary bath includes washer/dryer. Office w/vaulted ceiling, rich wood paneling and shelving is located just off main entry. A nearby powder room adds convenience. The finished lower level offers even more living space with large family room w/fireplace and opens to patio, two bedrooms, one with patio access, jack n jill bath and storage closet. The flex space with large closet area currently is used for workshop. The family room with 3rd large brick fireplace w/insert has access to lower patio, back yard & garden areas. Outside storage off patio convenient to back yard where fruit trees and annual plantings for future enjoyment. Additional features include zoned circulating hot water oil heat plus 6 energy efficient mini-split heating and air conditioning systems providing year-round comfort.. A superb value!

Highlights

Listed by Amy Troutman , 828-284-0240 and Wanda Proffitt , 828-284-0240 Carolina Mountain Realty, Inc. , 828-682-6166. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
5.41

Year Built

1976

County

Mitchell

Listing ID

4411395

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Wall Oven, Washer
Air Cond:Ceiling Fan(s),Ductless,Electric
Fireplaces:
Floor:Brick,Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:2047
Below Ground Sq Ft:1039
Basement:Daylight,Exterior Entry,Finished,Storage Space,Walk-Out Access
Other:
  • Additional:Entrance Foyer, Garden Tub, Kitchen Island, Pantry, Split Bedroom, Storage, Other - See Remarks, Has Fireplace
Water:Well

Exterior Features

Lot:Orchard(s),Private,Rolling Slope,Wooded
Zoning:None
Roof:Composition
Others:
  • Additional:Storage, Other - See Remarks
Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway
Principal Interest
$3,202
Taxes
$398

Home Price

$625,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,201.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,201.55 $398.44 $0.00 $3,599.99
Yearly $38,418.66 $4,781.25 $0.00 $43,199.91
Total $1,152,559.73 $143,437.50 $0.00 $1,295,997.23

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spruce Pine, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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