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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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198 Hickory Hill Cir , Spruce Pine, NC 28777
$424,500
Est. Payment: $2,174.50/mo
3 Bed
3 Bath
1817 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Nestled in one of Spruce Pine's most desirable areas, this beautifully maintained home offers the perfect balance of mountain living and everyday convenience. Located just minutes from Grassy Creek Golf & Country Club, you'll enjoy an easy drive to downtown Spruce Pine, approximately 30-45 minutes to area ski resorts, and about 45 minutes to Asheville, making it an ideal full-time residence or mountain retreat. Inside, soaring windows fill the home with natural light while framing peaceful mountain and wooded views. The spacious primary suite offers a true retreat with two walk-in closets and plenty of room to unwind. The galley-style kitchen provides efficient workspace with easy access to the main living areas, while the gas fireplace creates a warm gathering space indoors. Step outside to enjoy the expansive deck overlooking the level backyard, complete with a gas fire pit—perfect for relaxing evenings or entertaining family and friends. Outside, you'll appreciate the beautifully landscaped, flat yard, mature trees, and one of the area's biggest advantages: easy year-round access with no steep driveway to navigate. Conveniently located near the Blue Ridge Parkway, hiking, fishing, the Penland School of Craft, and all the outdoor recreation the High Country has to offer, this home offers the mountain lifestyle you've been looking for.

Highlights

Listed by Lauren Packard , 916-203-8879 Keller Williams High Country , 828-386-1086. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.44

HOA Fee

300 Annually

Year Built

1996

County

Mitchell

Neighborhood

Spruce Pine Golf and Country Club

Listing ID

4399787

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Gas
Above Ground Sq Ft:1817
Below Ground Sq Ft:0
Basement:Partial,Unfinished
Other:
  • Additional:Wet Bar, Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,RV Access/Parking
Principal Interest
$2,174
Taxes
$271
HOA
$300

Home Price

$424,500

Loan Details

30 yrs
6.625%

Down Payment

20%
$84,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,174.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,174.50 $270.62 $300.00 $2,745.11
Yearly $26,093.95 $3,247.42 $3,600.00 $32,941.38
Total $782,818.57 $97,422.75 $108,000.00 $988,241.32

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Spruce Pine, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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