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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12107 Coyle Rd Unit 8 , Stanfield, NC 28163
$581,500
Est. Payment: $3,268.05/mo
3 Bed
3 Bath
2456 Sqft
1.47 Acres
Status: active | Days on site: 4
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Terri Bias
Operator/Brokerage Owner

House Description

No HOA & over an acre! Escape to your dream home on this beautiful lot, tucked against a spectacular wooded backdrop that provides privacy, tranquility, and plenty of room to create the homestead you’ve always envisioned. Build the farmhouse of your dreams and enjoy the peace and quiet of the surrounding countryside, all with the freedom of no HOA and a convenient location: within a 10 minute drive to shopping, restaurants and medical facilities at the Locust Town Center as well as minutes to the quaint little town of Stanfield. Four Oaks Builders is a custom builder offering a proposed build on this lot, suggesting the Sapphire Plan by Royal Oaks Design, a thoughtfully designed farmhouse-style home with plenty of space for comfortable living and entertaining. The price listed is the base price for this home to be built on this lot (price includes the well and septic system). Photo of home is for representative purposes only (not all elements in photo are included); download list for included features. Or bring your own design and ideas and Four Oaks Builders will bring your dreams to life. Lot #8 has perc'd for 3 bedrooms and is available immediately for building, with the septic site already located. Septic and plat maps are attached to the listing for reference. Per Stanly County requirements, a portion of the driveway entrance must be shared between neighboring lots; the shared area is wide enough for two cars. Lot #8 shares the driveway entry with Lot #7. Four Oaks Builders is also offering additional neighboring lots: Lots 1, 4, 5, 7, & 10 (Lot 12 also available). You're sure to find a beautiful lot that suits your desires in this prime location.

Highlights

Listed by Michelle Zawacki , 803-415-4530 Berkshire Hathaway HomeServices Carolinas Realty , 704-542-1100. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.47

Year Built

2027

County

Stanly

Neighborhood

None

Listing ID

4433357

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Exhaust Hood, Microwave, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:Electric
Floor:Carpet,Vinyl
Above Ground Sq Ft:2456
Other:
  • ▪ Additional:Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well Needed

Exterior Features

Lot:Cleared,Wooded
Lot Dimensions:110x535x115x570
Zoning:R-20
Roof:Architectural Shingle
Sewer:Septic Needed
Parking Features:Driveway,Attached Garage
Principal Interest
$3,268
Taxes
$371

Home Price

$581,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$116,300
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,268.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,268.05 $370.71 $0.00 $3,638.76
Yearly $39,216.60 $4,448.47 $0.00 $43,665.07
Total $1,176,497.92 $133,454.25 $0.00 $1,309,952.17

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Stanfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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