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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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295 Bent Tree Dr , Stanley, NC 28164
$1,089,000
Est. Payment: $6,120.22/mo
5 Bed
4 Bath
5110 Sqft
0.3 Acres
Status: active | Days on site: 149
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8368 - R60752
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Terri Bias
Operator/Brokerage Owner

House Description

Remarkable value being offered in a prime LKN location! A new price reduction + Fresh Updates + Motivated seller creates an exceptional opportunity you have to see! Discover one of Lake Norman’s best-kept geographic secrets in TreeTops at Cowans Ford, where sophistication, privacy, and an exceptional lifestyle come together. The home sits in the highly desirable Lake Norman corridor between Denver and Huntersville, approximately 10 minutes from Birkdale Village. The community is adjacent to Cowans Ford Golf Club and offers multiple membership options and amenities such as: social opportunities, golf, dining, a community pool, pickleball, tennis, and Lake Norman access. Spanning just over 5,100 square feet, this beautifully maintained residence offers five bedrooms, four full baths, a custom office, abundant storage, a primary and guest bedroom on the main level, and thoughtfully designed spaces for both everyday living and entertaining. This exceptional home has been freshly painted throughout, as of September 2026, giving the interior a clean, refreshed, move-in-ready feel. The main level features a spacious open-concept design with an expansive great room, dining area, custom office, and chef’s kitchen. A cozy sitting area with a fireplace and French doors opens to an elevated patio overlooking the backyard, creating an inviting connection between indoor and outdoor living. The updated and refreshed interior showcases a chef’s kitchen with a large granite island, premium appliances, gas range, pull-out shelving, and abundant storage. A private main-level guest bedroom and full bath provide an ideal retreat for visitors. The primary suite offers a peaceful private retreat with an elegant ensuite featuring dual vanities, soaking tub, walk-in shower, and two walk-in closets. Upstairs, three additional bedrooms, two full baths, and an expansive bonus room provide exceptional flexibility. The bonus space features a custom wet bar and large walk-in closet, making it ideal for a media room, game room, home gym, or entertaining. Additional highlights include a mudroom, laundry area, hidden staircase, and spacious three-car garage with EV charging station, built-in storage, and extended-height garage doors. If you have been searching for a distinctive luxury home with custom features, refreshed interiors, and an exceptional location in the Denver/Huntersville area, this is an opportunity worth seeing. Enjoy the best of Lake Norman living with golf, water access, Birkdale Village, dining, and top-tier conveniences all just minutes away.

Highlights

Listed by Scott Becraft , 704-314-5216 Century 21 Echelon , 704-458-4822. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

545 Annually

Year Built

2008

County

Lincoln

Neighborhood

Treetops At Cowans Ford

Listing ID

4356670

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Range, Gas Water Heater, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Carpet,Marble,Tile,Wood
Above Ground Sq Ft:5110
Other:
  • ▪ Additional:Attic Walk In, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Boat Ramp – Community
Others:
  • ▪ Additional:Fire Pit, In-Ground Irrigation
Sewer:County Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s)
Principal Interest
$6,120
Taxes
$694
HOA
$545

Home Price

$1,089,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$217,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,120.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,120.22 $694.24 $545.00 $7,359.45
Yearly $73,442.60 $8,330.85 $6,540.00 $88,313.45
Total $2,203,278.14 $249,925.50 $196,200.00 $2,649,403.64

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Stanley, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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