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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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116 Harbor Ridge Dr , Statesville, NC 28677
$765,000
Est. Payment: $3,918.70/mo
3 Bed
3 Bath
2596 Sqft
Status: active | Days on site: 12
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Terri Bias
Operator/Brokerage Owner

House Description

Built in 2023, this like-new, full-brick ranch sits on a private, wooded 1.22-acre corner lot in the gated Harbor Watch neighborhood on the northern end of Lake Norman. A rare combination of custom quality, thoughtful design, outdoor living, and convenient lake access, this home offers room to breathe with all the amenities of a desirable lake community. The heart of the home, the expansive open kitchen is designed for both everyday living and entertaining featuring a stunning oversized island with quartz counters, 6-burner gas range, and special touches like custom shelving, an appliance garage, and even a dedicated pull-out shelf for the KitchenAid mixer! The kitchen flows into the family room, which is anchored by a beautiful stacked-stone gas fireplace. The split-bedroom floor plan provides privacy, while the spacious primary suite offers an exceptional retreat with a custom closet featuring extensive cabinetry and shelving on a room-sized scale. A private adjoining room offers flexibility as a home office, nursery, dressing room, or quiet retreat. Other custom and functional spaces include a secondary office/school room and versatile game room. The screened-in back porch extends the living space outdoors with a wood-burning fireplace and peaceful treetop views - an inviting setting for morning coffee, evening gatherings, and year-round enjoyment. Outside, you'll find an attached side-load 2-car garage plus a detached garage/boathouse. Beneath the home is a spacious walk-in workshop and enclosed mechanical room, along with an encapsulated crawlspace with dehumidifier. With a Generac generator, in-ground irrigation, intentional landscaping, and even a charming elevated deck tucked into the trees (hiding the propane tank), no detail has been overlooked! Harbor Watch offers the privacy of a gated community with direct access to Lake Norman, including a community boat launch, day slips for residents, and an additional off-site storage lot for RVs and boats. Get ready to enjoy the beauty and recreation of the lake's northern end while coming home to a peaceful, wooded retreat.

Highlights

Listed by Jennifer Korinchak , 717-557-8527 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.22

HOA Fee

750 Annually

Year Built

2023

County

Iredell

Neighborhood

Harbor Watch

Listing ID

4413143

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Family Room,Gas Log,Propane
Floor:Tile,Wood
Above Ground Sq Ft:2596
Below Ground Sq Ft:0
Basement:Basement Shop
Other:
  • Additional:Built-in Features, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Corner Lot,Boat Slip – Community
Zoning:RA
Roof:Architectural Shingle
Others:
  • Additional:In-Ground Irrigation, Storage Unit (Off Site)
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$3,919
Taxes
$488
HOA
$750

Home Price

$765,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$153,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,918.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,918.70 $487.69 $750.00 $5,156.39
Yearly $47,024.44 $5,852.25 $9,000.00 $61,876.69
Total $1,410,733.11 $175,567.50 $270,000.00 $1,856,300.61

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Statesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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