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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1107 8th St , Statesville, NC 28677
$225,000
Est. Payment: $1,264.51/mo
3 Bed
1 Bath
1064 Sqft
0.16 Acres
Status: active | Days on site: 26
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Terri Bias
Operator/Brokerage Owner

House Description

BUYER INCENTIVES: $10,000 FLEX CASH (for extra rate buydown or closing costs)? 100% Mortgage Program and there is “No” mortgage insurance. The preferred lender “gives” the buyer $10,000 toward closing costs, interest rate buy-down, etc. The best overall program in our market with the best interest rate for your beautiful home Built in 1930 and extensively redesigned and renovated, your home offers a fresh start without the stress of immediate repairs or costly updates. Step inside to enjoy a beautifully refreshed interior designed for comfortable everyday living and move-in-ready peace of mind. This Statesville home brings classic character together with the fresh, move-in-ready interior today’s buyers want. Relax on the wide covered front porch, then step inside to an open living and kitchen area with a new floor plan design, easy care laminated flooring, neutral color palette paint, modern lighting, stainless steel appliances and plenty of room to gather. The eat-in kitchen is open to the great room and features a pantry, and lots of storage. The bathroom features a modern vanity and walk-in shower with marble-look tile surround. Leave the car at home and take a short walk to South Statesville Park, where mature shade trees, playground equipment, swings and covered picnic tables create an easy place to enjoy lunch outdoors, unwind after work or simply spend more time in the fresh air. With eligible buyers potentially qualifying for 100% financing, owning a home may be closer than expected. Imagine turning a monthly housing payment into an opportunity to build equity, increase your net worth and create a legacy of your own. Schedule your tour of 1107 8th Street today. Financing is subject to lender, buyer and property qualification. **Virtually Staged** Stop paying toward someone else’s investment. Come see what owning 1107 8th Street could make possible for you! $0 Down Financing with NO PMI Available! Programs are subject to buyer and property eligibility. Details: No maximum income limit. Buyer must be purchasing the home as their primary residence. The buyer cannot own “other” at the time of closing on the new home, except land or a timeshare. 620 minimum credit score. 45% DTI maximum. Seller can contribute up to 4% of the sales price. This is a conventional loan, No MI. Approximately 30-day close. Be in your home for the Holidays!

Highlights

Listed by Chrystal Roy , 704-562-1030 The Safari Group , 980-355-9025. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1930

County

Iredell

Neighborhood

None

Listing ID

4425580

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:
Floor:Laminate
Above Ground Sq Ft:1064
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Lot:Sloped
Lot Dimensions:50x140x50x140
Roof:Composition
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,265
Taxes
$143

Home Price

$225,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,264.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,264.51 $143.44 $0.00 $1,407.95
Yearly $15,174.09 $1,721.25 $0.00 $16,895.34
Total $455,222.76 $51,637.50 $0.00 $506,860.26

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Statesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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