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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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103 Franklin St St , Stem, NC 27581
$575,000
Est. Payment: $3,231.52/mo
3 Bed
3 Bath
2041 Sqft
1.56 Acres
Status: active | Days on site: 28
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74148 - 92591,92590
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Discover the perfect blend of comfort, style, functionality, and privacy in this beautiful 3-bedroom, 2.5-bath home situated on 1.5 picturesque acres. Located in a small subdivision in the heart of Stem with only 10 homes and NO HOA, this property offers a peaceful setting with plenty of room to enjoy. Inside, you'll find a spacious and inviting split floor plan featuring a comfortable living area and a beautiful kitchen with granite countertops, stainless appliances, hardwood floors. Granite countertops in the bathrooms. The primary suite offers a relaxing retreat, with 2 walk in closets. 2 additional bedrooms provide plenty of space for family, guests, or flex space. One of the property's standout features is the impressive 24' x 24' detached office with a kitchenette. This versatile space is perfect for a home office, studio, business workspace, guest area, or hobby room. The custom Morton building shop is truly a showstopper! This incredible shop is completely finished inside, fully insulated, and equipped with heating and air conditioning, allowing you to comfortably use the space year-round. Whether you need a workshop, hobby area, vehicle or equipment storage, recreational space, or room for your business, fenced, the possibilities are endless. Enjoy the privacy and flexibility of 1.5 acres, providing plenty of room to relax, entertain, garden, or enjoy the peaceful country setting. PROPERTY HIGHLIGHTS: 3 Bedrooms 2.5 Bathrooms 1.5 picturesque acres Small subdivision with only 10 homes NO HOA Granite kitchen and bathroom countertops 24' x 24' 576 SF detached office with kitchenette Custom Morton building shop complete inside including heat & air Fully insulated Excellent space for workshop, hobbies, vehicles, equipment, storage, or business use Convenient to Raleigh, Durham, and Henderson Property is being offered SOLD AS IS. The seller is offering an upfront $20,000 buyer credit for, closing cost, interst rate buy down, repair allowance for qualifying items that may arise or towards things that need done. Green Carport and Small Silver Bldg do not convey.
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Highlights

Listed by Ruth Odom , and Michael Smith , Homes For Life Real Estate, LL , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
1.56

Year Built

1993

County

Granville

 Neighborhood

Belle Acres

Listing ID

10193006

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Dryer, Free-Standing Electric Range, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Self Cleaning Oven
Air Cond:Attic Fan,Electric,Heat Pump
Fireplaces:
Floor:Carpet,Laminate,Luxury Vinyl,Wood
Above Ground Sq Ft:2041
Basement:Crawl Space
Other:
  • ▪ Additional:Bathtub/Shower Combination, Breakfast Bar, Ceiling Fan(s), Chandelier, Crown Molding, Dual Closets, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Living/Dining Room Combination, Open Floorplan, Pantry, Primary Downstairs, Smooth Ceilings, Storage, Walk-In Closet(s), Walk-In Shower
Water:Public

Exterior Features

Lot:Corner Lot,Few Trees,Front Yard,Landscaped
Roof:Architectural Shingle
Others:
  • ▪ Additional:Storage, Covered, Front Porch, Rear Porch, Workshop
Sewer:Public Sewer
Parking Features:Asphalt,Carport,Workshop in Garage,Two Car Garage,Two Carport Spaces,Garage,Detached Garage
Principal Interest
$3,232
Taxes
$367

Home Price

$575,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,231.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,231.52 $366.56 $0.00 $3,598.08
Yearly $38,778.23 $4,398.75 $0.00 $43,176.98
Total $1,163,347.04 $131,962.50 $0.00 $1,295,309.54

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Stem, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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