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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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105 Mountain Aire Dr , Stony Point, NC 28678
$489,900
Est. Payment: $2,509.51/mo
2 Bed
3 Bath
1543 Sqft
Status: active with contingency | Days on site: 213
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

It’s never too early to start planning your lake life! Located in the gated Riverwalk community on Lake Lookout Shoals, this property offers the rare feel of living on a quiet, secluded lake. Situated on approximately 1.2 acres of waterfront this home perfectly positioned to capture gorgeous southwest lake views and unforgettable western sunsets. The spacious living room and eat-in kitchen both open directly to a large, elevated lake-view deck featuring composite decking and cable railing. Crown moldings in all main level living areas. Additional outdoor living spaces include a ground-level patio beneath the deck and a separate yard-level deck, all enjoying serene water views. The primary bedroom features a walk-in closet and an ensuite bathroom with walk-in shower and linen closet. The guest bedroom also includes a walk-in closet. A full, unfinished basement with 10-foot ceilings offers excellent potential for a game room or additional living space and includes built-in storage shelving. The oversized one-car garage is equipped with a workbench and a bathroom with shower, making lake days especially convenient. On-property lake access includes a beach area, boardwalk, and a floating boat dock with metal roof and boat lift. Several lake toys convey with the property, including a canoe and float tubes. Recent updates include new windows in 2024, a new roof in 2023, and new kitchen countertops in 2025. The property is served by a private well and septic system. The Riverwalk community offers gated roads, a private beach, picnic pavilion, boat launch ramp, day dock, and a locked boat storage lot. Conveniently located near golf, hiking, fishing, and easy day trips to Charlotte, Asheville, Boone, Blowing Rock, Statesville, and more. Property is located on a gated street and shown by appointment only.

Highlights

Listed by Grace Cunningham , 704-929-5726 RE/MAX Properties Plus, Inc. , 704-871-9882. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.2

HOA Fee

510 Annually

Year Built

2000

County

Alexander

Neighborhood

Riverwalk

Listing ID

4336468

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:1543
Below Ground Sq Ft:0
Basement:Basement Shop,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access
Other:
  • Additional:Cable Prewire, Kitchen Island, Open Floorplan, Master on Main
Water:Well

Exterior Features

Lot:Views,Waterfront,Beach - Public,Boat Lift,Boat Ramp – Community,Pier
Lot Dimensions:1.2 Ac irreg
Sewer:Septic Installed
Parking Features:Basement,Attached Garage
Principal Interest
$2,510
Taxes
$312
HOA
$510

Home Price

$489,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$97,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,509.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,509.51 $312.31 $510.00 $3,331.82
Yearly $30,114.08 $3,747.74 $6,120.00 $39,981.82
Total $903,422.42 $112,432.05 $183,600.00 $1,199,454.47

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Stony Point, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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